Payday Loans in Rock Camp, Ohio

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No payday loan companies in Rock Camp, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 108 W Main St, Logan, OH 43138 +1 (740) 385 - 9641
Royalton Financial Group 13374 Ridge Rd, North Royalton, OH 44133 +1 (440) 582 - 3020
PNC Bank 2222 N Limestone St, Springfield, OH 45503 +1 (937) 328 - 7330
Ohio Cash Advance 102 Clough St, Waverly, OH 45690 +1 (740) 947 - 6118
Nicholas Financial Inc 3852 Hard Rd, Dublin, OH 43016 +1 (614) 210 - 0862
U.S. Bank Branch 1231 E Main St, Versailles, OH 45380 +1 (937) 526 - 4611
Lendmark Financial Services LLC 2020 August Dr, Ontario, OH 44906 +1 (419) 529 - 5666
AAMCO Transmissions & Total Car Care 200 Oak St, Marion, OH 43302 +1 (740) 375 - 5925
Twin Valley Bank 2 E Dayton St, West Alexandria, OH 45381 +1 (937) 839 - 4628
First Financial Bank 10425 Harrison Ave, Harrison, OH 45030 +1 (513) 367 - 5100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rock Camp, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Lancaster, OH, Payday Loan Companies in Lima, OH, Payday Loans in Lorain, OH, Payday Loans in Mansfield, OH, Quick Loan in Marion, OH, Payday Loans in Mason, OH, Payday Loans in Massillon, OH and Emergency Loan in Mentor, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rock Camp, OH.

Useful Articles

Are Payday Loans Legal In Rock Camp, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Rock Camp, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Rock Camp, Ohio. There's a default limit of $1,000 in Rock Camp, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Rock Camp, OH payday loan calculator

Advise to read before applying

Payday loans are a popular financial solution for many people who find themselves in temporary financial emergencies. In Rock Camp, Ohio, payday loans are a legal option for those who need quick cash, but it is essential to understand the rules and regulations before applying for one.

What is a Payday Loan?

A payday loan is a type of short-term loan designed to help people who need money quickly before their next payday. These loans are usually for small amounts, repaid on the borrower’s next pay date, and come with high-interest rates and fees.

How do Payday Loans work in Rock Camp, Ohio?

In Rock Camp, Ohio, payday loans are legal, but the state has set up regulations to protect borrowers. According to the Ohio law, payday lenders can charge a maximum interest rate of 28% per annum with a further $1 monthly on loans that are less than $400 and a maximum of 22.5% monthly on loans that are higher than $400. Borrowers can borrow up to $600, with a loan term of 31 days. Lenders cannot charge more than $20 in fees for every $100 borrowed.

Requirements for Payday Loans in Rock Camp, Ohio

  • Borrowers must be at least 18 years old.
  • Borrowers must be U.S citizens or permanent residents.
  • Borrowers must have a source of income and a regular paycheck.
  • Borrowers must have a valid phone number and email address.
  • Borrowers must have an active checking account.

It is important to note that payday loans are a short-term solution and should not be used for long-term financial problems. Borrowers should only consider a payday loan in Rock Camp, Ohio, if they can repay the loan by the due date, including the interest and fees, without leaving themselves in more significant financial difficulty.

Interesting Facts and Statistics about Payday Loans in Rock Camp, Ohio

  • Ohio has one of the highest payday loan usage rates in the United States, with 1 in 10 adults using a payday loan.
  • While the maximum amount consumers can borrow from payday lenders in Ohio is $1,000 before fees, the average loan amount in Ohio is $350.
  • Ohio law requires a 3-day cooling-off period for payday loans. During this time, the borrower has the right to cancel the loan without paying any fees.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that helps borrowers connect with potential lenders. We take pride in providing our clients with access to reputable and trustworthy lenders that can help them meet their financial needs.

If you need cash fast in Rock Camp, Ohio, you can apply online on our website by completing a simple form. We will connect you with a lender who best fits your financial needs. Keep in mind that our service is free and that we do not charge any fees for connecting you with a lender. However, please note that the lender you are connected with may charge interest rates and fees in accordance with the regulations set by the state law and its own policies.

Overall, payday loans can be an excellent financial solution for those who need cash quickly in Rock Camp, Ohio. As long as borrowers understand the rules and regulations, can repay the loan on time, and use payday loans responsibly, they can provide a much-needed safety net in times of financial need.

F.A.Q.

Are payday loans in Rock Camp, Ohio regulated by the state?

Yes, payday loans in Rock Camp, Ohio are regulated by the Ohio Department of Commerce, which sets the maximum interest rate and fees and ensures that lenders comply with state laws.

Can I get a payday loan in Rock Camp, Ohio if I am a military service member?

Yes, military service members are eligible for payday loans in Rock Camp, Ohio, but they are protected by the Military Lending Act, which limits the interest rate to 36% APR.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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