| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Advance America | 2368 E. State Street, Suite AA | 44460 | +1 (330) 332 - 5688 |
| Cash Land | 8980 Salem-Unity Rd | 44460 | |
| Cashland | 2586 E State St | 44460 | +1 (330) 332 - 5578 |
| Chase Bank | 123 N Broadway Ave | 44460 | +1 (330) 332 - 4621 |
| Consumers National Bank - Salem | 141 S Ellsworth Ave | 44460 | +1 (330) 359 - 1226 |
| Farmers National Bank | 2424 E State St | 44460 | +1 (330) 337 - 7756 |
| Huntington Bank | 193 S Lincoln Ave | 44460 | +1 (330) 332 - 9906 |
| Mariner Finance | 145 S Lundy Ave | 44460 | +1 (330) 332 - 0356 |
| Premier Bank | 650 E State St | 44460 | +1 (330) 332 - 1548 |
| Regency Finance Company | 145 S Lundy Ave | 44460 | +1 (330) 332 - 0356 |
| Stifel | 100 S Broadway Ave 2nd floor | 44460 | +1 (330) 337 - 9911 |
| Team Dawes Fairway Independent Mortgage Corporation | 550 E State St 1 | 44460 | +1 (330) 337 - 3260 |
| Woodforest National Bank | 2875 E State St | 44460 | +1 (330) 332 - 0625 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Salem, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fairborn, OH, Quick Loan in Fairfield, OH, Payday Loans in Findlay, OH, Quick Loan in Grove City, OH, Payday Loan Without a Credit Check in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loan Without a Credit Check in Lakewood, OH and Emergency Loan in Lancaster, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Salem, OH.
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Beautiful sights of Salem, OH
Payday Loans Available in Salem, OH By The Following ZIP Codes:
44460
Are Payday Loans Legal In Salem, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Salem, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Salem, Ohio. There's a default limit of $1,000 in Salem, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Salem, OH payday loan calculator
F.A.Q.
Can I rollover my payday loan in Salem, Ohio?
No, rollovers are not allowed in Salem, Ohio. This means that if you are unable to repay your loan on the due date, the lender cannot extend the loan term or offer a new loan to cover the outstanding balance. You will need to make arrangements to repay the loan in full.
Are there any alternative options to payday loans in Salem, Ohio?
Yes, there are alternative options to payday loans in Salem, Ohio. For example, some credit unions and banks offer short-term loans with more favorable terms and rates. Additionally, there are organizations that offer financial counseling and assistance with budgeting and debt management.
How Many Cash Advance Companies are in Salem, OH?
With the help of our service, you will be able to find 13 cash advance companies in Salem, OH
What Cash Advance Companies in Salem, OH are the most popular?
You should check Advance America, Cash Land, and Cashland. Also, you can start your application online on our website.