| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Somerville Bank | 197 S Main St | 45064 | +1 (513) 726 - 6471 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Somerville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dayton, OH, Payday Loan for Delaware, OH, Payday Loans in Dublin, OH, Online Loans in Elyria, OH, Payday Loans in Euclid, OH, Short-term Loans in Fairborn, OH, Bad Credit Loans in Fairfield, OH and Payday Loan Companies in Findlay, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Somerville, OH.
Advise to read before applying
Beautiful sights of Somerville, OH
Payday Loans Available in Somerville, OH By The Following ZIP Codes:
45064
Are Payday Loans Legal In Somerville, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Somerville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Somerville, Ohio. There's a default limit of $1,000 in Somerville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Somerville, OH payday loan calculator
F.A.Q.
Can I get a payday loan in Somerville, Ohio if I have bad credit?
Yes, payday loans in Somerville, Ohio are typically available to borrowers with bad credit, as they do not require a credit check.
What fees are associated with a payday loan in Somerville, Ohio?
In addition to the interest, payday loans in Somerville, Ohio may also include fees for processing, origination, and late payments.
How Many Cash Advance Companies are in Somerville, OH?
With the help of our service, you will be able to find 1 cash advance companies in Somerville, OH
What Cash Advance Companies in Somerville, OH are the most popular?
You should check Somerville Bank. Also, you can start your application online on our website.