Payday Loans in Spring Valley, Ohio
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Company name | Address | Zip code | Phone number |
---|---|---|---|
U.S. Bank Branch | 1231 E Main St, Versailles, OH | 45380 | +1 (937) 526 - 4611 |
Home Savings Bank | 301 S Myrtle Ave, Willard, OH | 44890 | +1 (419) 935 - 1005 |
Woodforest National Bank | 16280 Dresden Ave, East Liverpool, OH | 43920 | +1 (330) 386 - 0283 |
Loan Central Inc | 505 W Emmitt Ave # 3, Waverly, OH | 45690 | +1 (740) 947 - 1118 |
Armando's Inc | 4340 Boardman-Canfield Rd, Canfield, OH | 44406 | +1 (330) 533 - 1944 |
Park National Bank: Plain City Office | 105 W Main St, Plain City, OH | 43064 | +1 (614) 873 - 5521 |
Aur Group Financial CU | 8811 Holden Blvd, Fairfield, OH | 45014 | +1 (513) 942 - 4422 |
First State Bank | 210 Pike St, Manchester, OH | 45144 | +1 (937) 549 - 2621 |
Ohio Cash Advance | 132 S Washington St, Greenfield, OH | 45123 | +1 (937) 981 - 2100 |
First Financial Bank | 202 N Main St, Delphos, OH | 45833 | +1 (419) 695 - 8110 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Spring Valley, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Massillon, OH, Payday Loan Without a Credit Check in Mentor, OH, Payday Loan Companies in Middletown, OH, Quick Loan in Newark, OH, Payday Loans in North Olmsted, OH, Bad Credit Loans in North Ridgeville, OH, Payday Loan Without a Credit Check in North Royalton, OH and Quick Loan in Reynoldsburg, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring Valley, OH.
Payday Loans Available in Spring Valley, OH By The Following ZIP Codes:
45370
Are Payday Loans Legal In Spring Valley, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Spring Valley, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Spring Valley, Ohio. There's a default limit of $1,000 in Spring Valley, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
Legal Status | Legal (at a low cost) |
---|---|
Interest Rate (APR, %) | 28 |
Maximum Loan Amount | $1,000 |
Minimum Loan Term | 91 days |
Maximum Loan Term | 1 year |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.28 |