Payday Loans in Springfield, Ohio

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Payday Loan Companies in Springfield, OH

Company nameAddressZip codePhone number
Advance America 1331 W 1st St 45504 +1 (937) 325 - 4703
Advance America 2135 E Main St 45503 +1 (937) 322 - 8771
Cashland 1010 N Bechtle Ave 45504 +1 (937) 322 - 5700
Cashland 2050 E Main St 45503 +1 (937) 325 - 5446
CashMax Ohio 2012 S Limestone St 45505 +1 (937) 717 - 4065
CashMax Ohio 1722 E Main St 45503 +1 (937) 346 - 0541
Check `n Go 1611 E Main St 45503 +1 (937) 325 - 6000
Check Advance 1030 Upper Valley Pike 45504 +1 (937) 325 - 1972
check n go, Check n Go Store Directory 1611 E Main St 45503 +1 (937) 325 - 6000
CheckSmart 2000 S Limestone St 45505 +1 (937) 324 - 9111
CheckSmart 2600 E Main St 45503 +1 (937) 325 - 4000
Citizens National Bank 30 Warder St 150 45504 +1 (937) 629 - 3575
Consumer Credit Counseling Services 27 N Wittenberg Ave 45502 +1 (937) 325 - 2898
Eagle Loan 2009 N Bechtle Ave 45504 +1 (937) 561 - 7300
Farm Credit Mid-America 2241 Troy Rd 45504 +1 (937) 399 - 3638
Fifth Third Bank & ATM 20 S Tuttle Rd 45505 +1 (937) 327 - 9750
First American Loans 1030 Upper Valley Pike 45504 +1 (937) 325 - 8991
First American Loans 544 S Burnett Rd 45505 +1 (937) 322 - 9395
Guardian Finance Co 1017 N Bechtle Ave 45504 +1 (937) 323 - 1011
Huntington Bank 5 W North St 45504 +1 (937) 325 - 9221
IH Credit Union 1427 W 1st St 45504
International Harvester Employee Credit Union 5000 Urbana Rd 45502 +1 (800) 714 - 9568
KeyBank 402 S Burnett Rd 45505 +1 (937) 328 - 3105
LibertyX Bitcoin ATM 1014 W Main St 45504 +1 (800) 511 - 8940
Loanmax 45504 +1 (937) 269 - 0986
Loanmax Title Loans 2531 E Main St 45503 +1 (937) 398 - 7525
Loanmax Title Loans 1451 W 1st St 45504 +1 (937) 688 - 1877
Mariner Finance 1005 N Bechtle Ave 45504 +1 (937) 325 - 9180
Max's Jewelers & Loan Co Inc 300 N Fountain Ave 45504 +1 (937) 323 - 6168
National Cash Advance - Closed 1394 W 1st St 45504 +1 (937) 324 - 4646
Ohio Auto Loan Services, Inc. 2840 E Main St 45503 +1 (937) 688 - 4182
PNC Bank 2222 N Limestone St 45503 +1 (937) 328 - 7330
Raymond James Financial Services 40 S Limestone St 45502 +1 (937) 324 - 6953
Spencer & Harvey Law Firm 30 Warder St Suite 250 Suite 250 45504 +1 (937) 325 - 8822
Springfield Pawn & Loan 2731 E Main St 45503 +1 (937) 324 - 8008
WesBanco Bank 1480 Upper Valley Pike 45504 +1 (937) 323 - 8381
Woodforest National Bank 200 Tuttle Rd 45505 +1 (937) 324 - 0150
Wright-Patt Credit Union 2097 N Bechtle Ave 45504 +1 (800) 762 - 0047

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Springfield, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH, Payday Loans in West Chester, OH, Emergency Loan in Westerville, OH, Guaranteed Loans in Westlake, OH and Online Loans in Youngstown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Springfield, OH.

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Payday Loans Available in Springfield, OH By The Following ZIP Codes:

45505, 45506, 45502, 45501, 45504, 45503

Are Payday Loans Legal In Springfield, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Springfield, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Springfield, Ohio. There's a default limit of $1,000 in Springfield, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Springfield, OH payday loan calculator

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Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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