Payday Loans in Syracuse, Ohio

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No payday loan companies in Syracuse, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Allison Spangler - Raymond James 143 W Main St, Lancaster, OH 43130 +1 (740) 681 - 4971
Donald M Graham & Associates 205 S Myrtle Ave, Willard, OH 44890 +1 (419) 933 - 2081
CashMax Ohio 2012 S Limestone St, Springfield, OH 45505 +1 (937) 717 - 4065
Cashland 1040 Elm Rd NE, Warren, OH 44483 +1 (330) 372 - 5877
Ohio Savings Bank, a division of New York Community Bank 3050 W Market St, Fairlawn, OH 44333 +1 (330) 836 - 9547
First Merchants Bank 335 S College Ave Suite 101, Oxford, OH 45056 +1 (513) 524 - 8301
First Financial Bank 330 W National Rd, Englewood, OH 45322 +1 (937) 540 - 1250
First Federal Savings and Loan of Lorain 1180 Park Ave, Amherst, OH 44001 +1 (440) 984 - 4009
Park National Bank: Heath Office 800 S 30th St, Heath, OH 43056 +1 (740) 522 - 5693
PNC Mortgage 10 W 2nd St, Ashland, OH 44805 +1 (419) 289 - 4803

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Syracuse, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Akron, OH, Payday Loan Without a Credit Check in Bowling Green, OH, No Credit Check Loans in Brunswick, OH, Payday Loans in Canton, OH, Payday Loan Without a Credit Check in Cincinnati, OH, Payday Loans in Cleveland, OH, Payday Loans in Columbus, OH and Payday Loans in Cuyahoga Falls, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Syracuse, OH.

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Payday Loans Available in Syracuse, OH By The Following ZIP Codes:

45779

Are Payday Loans Legal In Syracuse, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Syracuse, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Syracuse, Ohio. There's a default limit of $1,000 in Syracuse, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Syracuse, OH payday loan calculator

Advise to read before applying

Understanding Payday Loans in Syracuse, Ohio

For many people, payday loans are a way to get quick access to money when they need it the most. A payday loan is a short-term loan that you can get by submitting an application to a lender. These loans are typically taken out for a period of two weeks to a month, and the borrower will usually have to repay the loan plus interest when they receive their next paycheck.

Legality of Payday Loans in Syracuse, Ohio

If you live in Syracuse, Ohio, you should know that payday loans are legal in the state of Ohio. The state has several laws in place to protect individuals who take out these loans. According to Ohio law, lenders can charge no more than 28% in interest and fees when issuing payday loans.

Additionally, Ohio has restrictions in place to ensure that the borrower can afford to repay the loan. For instance, the loan amount cannot be more than 25% of the borrower’s total monthly income. Once the borrower receives their next paycheck, they are expected to repay the full amount of the loan plus interest.

How Payday Loans Work

Payday loans are relatively easy to obtain, and they don’t require a credit check. First, you will have to provide some personal information, such as your name, address, and social security number. You will also need to provide proof of income, such as a recent pay stub, and a checking account that is in good standing.

After submitting your application, the lender will usually make a decision within a few minutes. If you are approved, the lender will deposit the loan amount directly into your checking account. You will then have to repay the loan plus interest when you receive your next paycheck.

Benefits of Payday Loans

The main benefit of payday loans is that they are a quick way to get access to cash when you need it the most. Unlike traditional loans, payday loans don’t require a lengthy application process or a credit check, which means that you can get the funds you need within hours.

Another benefit of payday loans is that they can be used for any purpose. You can use the money to pay for bills, rent, groceries, or any other expense that you may have. This flexibility makes payday loans a convenient option for many people.

Drawbacks of Payday Loans

While payday loans can be a quick way to get access to cash, they also come with some drawbacks. The main issue is that they can be expensive. Payday loans have high interest rates and fees, which means that you will have to pay more money back than you borrowed.

Another drawback of payday loans is that they can be difficult to repay. If you are unable to repay the loan plus interest when you receive your next paycheck, you may end up taking out another loan to cover the first loan, which can lead to a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Syracuse, Ohio

  • In Ohio, the average payday loan amount is $350.
  • The average interest rate for a payday loan in Ohio is 591%.
  • Ohio has one of the highest concentrations of payday lenders in the country.
  • According to a study by the Pew Charitable Trusts, 12 million Americans take out payday loans every year.
  • While payday loans are legal in Ohio, some other states have banned them altogether.

Apply Now

If you need a payday loan in Syracuse, Ohio, you can apply online through TheGuaranteedLoans. We are a connector service that will facilitate your connection with potential lenders. It’s important to note that we are not a direct lender, and we do not make decisions about your loan application. However, we can help you find a lender that meets your needs and qualifications.

When you apply for a loan through TheGuaranteedLoans, you will need to provide some basic personal information, such as your name, address, and social security number. You will also need to provide proof of income, such as a recent pay stub, and a checking account that is in good standing.

Once you submit your application, our network of lenders will review your information and make a decision within minutes. If you are approved for a loan, the lender will deposit the funds directly into your checking account. You will then have to repay the loan plus interest when you receive your next paycheck.

Final Thoughts

Payday loans can be a viable option for individuals who need quick access to cash. They are easy to obtain, and they don’t require a credit check. However, it’s important to remember that payday loans can be expensive and difficult to repay. Before taking out a payday loan, make sure that you understand the terms and conditions, and consider whether there are other options available to you.

F.A.Q.

How do I apply for a payday loan in Syracuse, Ohio?

To apply for a payday loan in Syracuse, Ohio, you must be at least 18 years old and have a valid ID, proof of income, and a bank account. You can apply online, by phone, or in person at a payday lending store.

How much can I borrow with a payday loan in Syracuse, Ohio?

The maximum amount that you can borrow with a payday loan in Syracuse, Ohio is $1,000. However, the actual amount that you can borrow will depend on your income and the lender's lending policies.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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