| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| First Financial Bank | 101 E Elm St | 45390 | +1 (937) 968 - 0180 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Union City, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lancaster, OH, Payday Loans in Lima, OH, Guaranteed Loans in Lorain, OH, Payday Loan for Mansfield, OH, Short-term Loans in Marion, OH, Payday Loans in Mason, OH, Bad Credit Loans in Massillon, OH and Payday Loans in Mentor, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Union City, OH.
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Payday Loans Available in Union City, OH By The Following ZIP Codes:
45390
Are Payday Loans Legal In Union City, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Union City, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Union City, Ohio. There's a default limit of $1,000 in Union City, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Union City, OH payday loan calculator
F.A.Q.
Can I get a payday loan in Union City, Ohio if I have bad credit?
Yes, payday loans in Union City, Ohio are typically available to borrowers with bad credit, as they do not require a credit check.
What fees are associated with a payday loan in Union City, Ohio?
In addition to the interest, payday loans in Union City, Ohio may also include fees for processing, origination, and late payments.
How Many Cash Advance Companies are in Union City, OH?
With the help of our service, you will be able to find 1 cash advance companies in Union City, OH
What Cash Advance Companies in Union City, OH are the most popular?
You should check First Financial Bank. Also, you can start your application online on our website.