Payday Loans in Unionville Center, Ohio

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No payday loan companies in Unionville Center, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 11411 Buckeye Rd, Cleveland, OH 44104 +1 (216) 862 - 8039
Lan-Fair Federal Credit Union 926 Prestige Blvd, Lancaster, OH 43130 +1 (740) 654 - 2886
Cason Home Loans 647 E Main St, Lancaster, OH 43130 +1 (614) 915 - 5450
SSB Community Bank 152 N Wooster Ave, Strasburg, OH 44680 +1 (330) 878 - 5555
ACE Cash Express 2723 S Arlington Rd, Akron, OH 44312 +1 (330) 645 - 9072
Fifth Third Bank & ATM 120 W 5th St, Marysville, OH 43040 +1 (937) 642 - 4055
First National Bank-Dennison 2046 E High Ave, New Philadelphia, OH 44663 +1 (330) 339 - 3789
Raymond James Financial Services 70 N Plains Rd 101, The Plains, OH 45780 +1 (740) 797 - 4547
Huntington Bank 5881 Smith Rd, Brook Park, OH 44142 +1 (216) 515 - 0013
Premier Bank 1130 OH-303, Streetsboro, OH 44241 +1 (330) 626 - 5362

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Unionville Center, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Delaware, OH, Payday Loans in Dublin, OH, Payday Loans in Elyria, OH, Quick Loan in Euclid, OH, Payday Loans in Fairborn, OH, Bad Credit Loans in Fairfield, OH, Payday Loan for Findlay, OH and Short-term Loans in Grove City, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Unionville Center, OH.

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Payday Loans Available in Unionville Center, OH By The Following ZIP Codes:

43077

Are Payday Loans Legal In Unionville Center, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Unionville Center, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Unionville Center, Ohio. There's a default limit of $1,000 in Unionville Center, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Unionville Center, OH payday loan calculator

Advise to read before applying

Payday Loans in Unionville Center, Ohio

If you’re in need of quick cash and live in Unionville Center, Ohio, you may be considering a payday loan. Payday loans are a legal and accessible option in Ohio for borrowers in need of short-term financial help. In this article, we’ll explore what payday loans are, how they work, and what to consider before taking one out in Unionville Center.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are often used to cover unexpected expenses or to bridge the gap between paychecks. In Unionville Center, Ohio, payday loans are legal and regulated by the Ohio Division of Financial Institutions.

When taking out a payday loan, the borrower typically writes a post-dated check or provides authorization for an electronic withdrawal from their bank account. The amount borrowed typically ranges from $100 to $1,500, and the loan term is usually two to four weeks.

How do Payday Loans Work?

Payday loans are designed to be easy and accessible for borrowers in need of quick cash. Unlike traditional bank loans, payday lenders typically don’t require a credit check or collateral.

To apply for a payday loan in Unionville Center, Ohio, you’ll typically need to provide a valid form of identification, proof of income, and a checking account. The lender will review your application and determine if you qualify for the loan.

If approved, the lender will provide you with the funds you need and will typically require you to repay the loan in full on your next payday. If you are unable to repay the loan on time, the lender may charge additional fees or interest and may even pursue legal action to collect the debt.

What to Consider Before Taking Out a Payday Loan

Before taking out a payday loan in Unionville Center, it’s important to consider whether it’s the right option for your financial situation. Payday loans can be expensive and may trap you in a cycle of debt if you’re unable to repay the loan on time.

  • Interest Rates: Payday loans can have high interest rates, which can make the loan more expensive in the long run.
  • Additional Fees: Payday lenders may charge additional fees, including origination fees and late payment fees.
  • Loan Repayment Terms: Payday loans are typically due on the borrower’s next payday, which can make it difficult to repay the loan if you are already struggling to make ends meet.

Before taking out a payday loan in Unionville Center, consider other options, such as asking for a payment plan or loan extension from your creditors or applying for a traditional bank loan.

Interesting Facts and Statistics About Payday Loans in Unionville Center, Ohio

  • In Ohio, the maximum amount you can borrow from a payday lender is $1,000 or 25% of your gross monthly income, whichever is less.
  • In Ohio, payday lenders are prohibited from harassing borrowers or making false or misleading statements.
  • According to a study by the Pew Charitable Trusts, the average payday loan borrower in Ohio takes out nine loans per year and spends more than half of the year in debt.

Apply Now

If you’re in need of a payday loan in Unionville Center, Ohio, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we’ll work to find a lender that’s right for you. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make lending decisions or control the terms of your loan.

Apply now and get the financial help you need!

F.A.Q.

Can I get a payday loan in Unionville Center, Ohio if I am a student?

Yes, students can get a payday loan in Unionville Center, Ohio as long as they meet the lender's eligibility requirements and can provide proof of income.

Can I get a payday loan in Unionville Center, Ohio if I do not have a bank account?

Yes, some payday lenders in Unionville Center, Ohio may offer alternative repayment methods, such as prepaid debit cards or money orders, for borrowers without a bank account. However, these options may come with additional fees. It is important to discuss your options with the lender before taking out a loan.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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