Payday Loans in Uniopolis, Ohio

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Uniopolis, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
General Electric Credit Union Bethesda North Hospital 10500 Montgomery Rd, Cincinnati, OH 45242 +1 (513) 243 - 4328
Mariner Finance 209 Midway Blvd c, Elyria, OH 44035 +1 (440) 723 - 3059
Banks & Associates CPAs LLC - Loudonville Office 125 N Water St, Loudonville, OH 44842 +1 (419) 994 - 4626
Raymond James Financial Services 499 S Broadway St, Greenville, OH 45331 +1 (937) 547 - 2539
Community Markets 279 W Water St, Oak Harbor, OH 43449 +1 (419) 898 - 4891
Lincoln Financial 3421 Ridgewood Rd, Fairlawn, OH 44333 +1 (330) 294 - 1205
First Financial Bank 1580 W Main St, Troy, OH 45373 +1 (937) 335 - 7431
First Service Federal Credit Union 255 E Main St, Columbus, OH 43215 +1 (614) 836 - 0100
BDO 300 Spruce St 100, Columbus, OH 43215 +1 (614) 488 - 3126
Raymond James Financial Services, Dover Ohio 711 N Wooster Ave, Dover, OH 44622 +1 (330) 343 - 2212

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Uniopolis, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Hamilton, OH, Emergency Loan in Hilliard, OH, Payday Loans in Lakewood, OH, Payday Loans in Lancaster, OH, Payday Loans in Lima, OH, Payday Loans in Lorain, OH, Short-term Loans in Mansfield, OH and Payday Loans in Marion, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Uniopolis, OH.

Useful Articles

Beautiful sights of Uniopolis, OH

Photo of city Uniopolis, OH Photo of city Uniopolis, OH

Payday Loans Available in Uniopolis, OH By The Following ZIP Codes:

45888

Are Payday Loans Legal In Uniopolis, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Uniopolis, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Uniopolis, Ohio. There's a default limit of $1,000 in Uniopolis, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Uniopolis, OH payday loan calculator

Advise to read before applying

Payday loans can be an effective solution for those who find themselves in need of financial assistance. In Uniopolis, Ohio, payday loans are legal and available at a low cost. However, it is crucial to understand the associated risks and benefits.

Risks of Payday Loans

One of the biggest risks of payday loans is the high-interest rates. In Ohio, the maximum APR for a payday loan is 28%, which may not seem high to some, but it can quickly add up if the loan is not repaid on time.

Additionally, payday loans often come with fees that can be expensive. For example, in Uniopolis, Ohio, lenders are allowed to charge a maximum fee of 10% of the loan amount, up to $30. If a borrower takes out a $500 loan, they may be required to pay an additional $50 in fees.

Lastly, payday loans can lead to a cycle of debt for those who cannot pay back the loan on time. In Ohio, a borrower can only take out one loan of up to $1,000 at a time and can only have two outstanding loans with total loans of $2,500. However, if a borrower is unable to pay back their loan on time, they may be tempted to take out another loan to cover the cost, leading to a cycle of debt.

Benefits of Payday Loans

Despite the risks associated with payday loans, they can be beneficial to those who need emergency cash quickly. In Uniopolis, Ohio, payday loans can be obtained in person or online, making them a convenient option for those in need of quick cash.

Furthermore, payday loans do not have many of the requirements associated with traditional loans from banks or credit unions. For example, payday lenders do not require a credit check, making them more accessible to those with poor credit or no credit history. Additionally, they often do not require collateral, making them a less risky option for borrowers.

Interesting Facts and Statistics about Payday Loans in Uniopolis, Ohio

  • The average payday loan amount in Ohio is $318, and the average term is 17 days.
  • There are over 1,000 payday loan locations in Ohio.
  • The majority of payday loan borrowers in Ohio are female.

Apply Now

If you are in need of emergency cash in Uniopolis, Ohio, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are a connector service, not a direct lender, and we pride ourselves on providing transparency and helping our customers make informed decisions.

Fill out our online application today and see if you qualify for a payday loan. Our process is fast, secure, and has a high approval rate. Let us help you get the cash you need in a time of financial need.

F.A.Q.

What is a payday loan in Uniopolis, Ohio?

A payday loan is a short-term loan that is typically used to cover unexpected expenses or financial emergencies. These loans are typically for small amounts of money, and are repaid on the borrower's next payday.

Are payday loans legal in Uniopolis, Ohio?

Yes, payday loans are legal in Uniopolis, Ohio. However, there are certain regulations that must be followed by lenders, including a maximum loan amount of $1,000 and a maximum loan term of 31 days.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.