| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Adams County Building Loan | 201 W Main St | 45693 | +1 (937) 544 - 2842 |
| Cashland | 11602 OH-41 | 45693 | +1 (937) 544 - 7701 |
| Cashland | 11602 State Rte 41 | 45693 | +1 (937) 544 - 7701 |
| Fifth Third Bank & ATM | 500 E Main St | 45693 | +1 (937) 544 - 5526 |
| First State Bank | 409 W Main St | 45693 | +1 (937) 544 - 5252 |
| National Bank of Adams County | 218 N Market St | 45693 | +1 (937) 544 - 2361 |
| Ohio Cash Advance | 110 S Manchester St | 45693 | +1 (937) 544 - 4300 |
| Walmart Money Center | 11217 State Rte 41 | 45693 | +1 (937) 544 - 7198 |
| Woodforest National Bank | 11217 State Rte 41 | 45693 | +1 (937) 544 - 7828 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in West Union, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dayton, OH, Payday Loans in Delaware, OH, Short-term Loans in Dublin, OH, Payday Loan for Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Short-term Loans in Fairfield, OH and Short-term Loans in Findlay, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Union, OH.
Advise to read before applying
Beautiful sights of West Union, OH
Payday Loans Available in West Union, OH By The Following ZIP Codes:
45693, 45553
Are Payday Loans Legal In West Union, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in West Union, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in West Union, Ohio. There's a default limit of $1,000 in West Union, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
West Union, OH payday loan calculator
F.A.Q.
Can a payday lender garnish my wages if I default on a payday loan in West Union, Ohio?
Yes, a payday lender can garnish your wages if you default on a payday loan in West Union, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.
What is a payday loan in West Union, Ohio?
A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.
How Many Cash Advance Companies are in West Union, OH?
With the help of our service, you will be able to find 9 cash advance companies in West Union, OH
What Cash Advance Companies in West Union, OH are the most popular?
You should check Cashland, Adams County Building Loan, and Fifth Third Bank & ATM. Also, you can start your application online on our website.