Payday Loans in Wilmington, Ohio

Payday Loan Companies in Wilmington, OH

Company nameAddressZip codePhone number
1st Choice Financial 1665 Rombach Ave 45177 +1 (937) 383 - 8800
Buckingham Financial Group 70 Fairway Dr 45177 +1 (937) 435 - 2742
Cashland 850 Rombach Ave 45177 +1 (937) 383 - 4321
Fast Cash Swap Shop 14 N South St 45177 +1 (937) 515 - 8282
Fifth Third Bank & ATM 995 Rombach Ave 45177 +1 (937) 382 - 6542
First Financial Bank 647 Fife Ave 45177 +1 (937) 655 - 7752
First State Bank 1584 Rombach Ave 45177 +1 (937) 382 - 1057
Kroger Money Services 1230 Rombach Ave 45177 +1 (937) 655 - 5700
LCNB National Bank 1243 Rombach Ave 45177 +1 (513) 932 - 1414
MB Financial Bank, Mortgage Division 2251 Rombach Ave 45177 +1 (855) 306 - 7510
Merchants National Bank 2829 Rombach Ave 45177 +1 (937) 805 - 0332
National Cash Advance 1591 Rombach Ave 45177 +1 (937) 383 - 3481
Ohio Auto Loan Services, Inc. 2855 Progress Way 45177 +1 (937) 556 - 4687
Ohio Title Loans 802 US-22 45177 +1 (937) 200 - 3458
Peoples Bank 48 N South St 45177 +1 (937) 382 - 1441
Wilmington Savings Bank 184 N South St 1659 45177 +1 (937) 382 - 1659
Woodforest National Bank 2825 OH-73 45177 +1 (937) 382 - 8652
Wright Patt Credit Union Member Center, 161 Carrie Dr 45177 +1 (800) 762 - 0047

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wilmington, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Euclid, OH, Bad Credit Loans in Fairborn, OH, Payday Loan Without a Credit Check in Fairfield, OH, Payday Loans in Findlay, OH, Emergency Loan in Grove City, OH, Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH and Payday Loan Without a Credit Check in Lakewood, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wilmington, OH.

Beautiful sights of Wilmington, OH

Payday Loans Available in Wilmington, OH By The Following ZIP Codes:

45177

Are Payday Loans Legal In Wilmington, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Wilmington, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Wilmington, Ohio. There's a default limit of $1,000 in Wilmington, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Wilmington, OH payday loan calculator

F.A.Q.

Can a payday lender garnish my wages if I default on a payday loan in Wilmington, Ohio?

Yes, a payday lender can garnish your wages if you default on a payday loan in Wilmington, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.

What is a payday loan in Wilmington, Ohio?

A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.

How Many Cash Advance Companies are in Wilmington, OH?

With the help of our service, you will be able to find 18 cash advance companies in Wilmington, OH

What Cash Advance Companies in Wilmington, OH are the most popular?

You should check 1st Choice Financial, Buckingham Financial Group, and Cashland. Also, you can start your application online on our website.