Payday Loans in Scio, Oregon

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No payday loan companies in Scio, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Fairway Independent Mortgage Corporation 150 N Roosevelt Dr, Seaside, OR 97138 +1 (503) 468 - 9873
Elite Lending Group 9880 SW Beaverton Hillsdale Hwy 202, Beaverton, OR 97005 +1 (503) 352 - 1008
ATS Finance LLC 2647 SE Lake Rd, Portland, OR 97222 +1 (971) 206 - 0110
Banner Bank 44 W Linn Rd, Eagle Point, OR 97524 +1 (541) 826 - 0580
Cascadia Home Loans 51895 SW Old Portland Rd, Scappoose, OR 97056 +1 (503) 543 - 9999
Speedy Cash 1274 W 7th Ave, Eugene, OR 97402 +1 (541) 607 - 1013
Columbia Bank 506 SW Coast Hwy, Newport, OR 97365 +1 (541) 265 - 6666
Columbia Credit Union 101 SW Main St 900, Portland, OR 97204 +1 (360) 891 - 4000
First Tech Federal Credit Union 4093 Commercial St SE, Salem, OR 97302 +1 (855) 855 - 8805
Citizens Bank 583 SE Jefferson St, Dallas, OR 97338 +1 (503) 623 - 3119

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Scio, OR, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Keizer, OR, Payday Loans in Lake Oswego, OR, Payday Loan Without a Credit Check in McMinnville, OR, Payday Loans in Medford, OR, Payday Loans in Oregon City, OR, Payday Loans in Portland, OR, Payday Loans in Salem, OR and Payday Loan for Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Scio, OR.

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Payday Loans Available in Scio, OR By The Following ZIP Codes:

97374

Are Payday Loans Legal In Scio, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Scio, OR payday loan calculator

Advise to read before applying

Understanding Payday Loans in Scio, Oregon

Payday loans can provide a quick and easy way to obtain cash when you’re experiencing a financial emergency. However, it’s essential to have an understanding of these types of loans before considering them.

In Scio, Oregon, payday loans are legal, which is good news if you find yourself in a tight spot financially. Before applying for a payday loan, it’s important to understand the risks and the benefits, so you know what you’re getting into.

How Do Payday Loans Work?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide quick access to cash to cover unexpected expenses.

When you apply for a payday loan, you can typically receive the funds within 24 hours or less. The application process is usually straightforward and can be done online or in-person at a payday loan store in Scio.

Unlike traditional loans which have a set repayment period, payday loans are typically due within two weeks or less. The borrowed amount plus fees and interest are automatically deducted from your bank account on the due date.

Benefits of Payday Loans

The primary benefit of payday loans is their accessibility and convenience. These loans don’t require extensive paperwork or a long waiting period like traditional loans do.

There are no restrictions on how you can use the funds from a payday loan. Whether you need to pay your bills, fix your car or cover a medical expense, a payday loan can help you get access to the cash you need quickly.

Risks of Payday Loans

While payday loans can be a helpful option for people who are going through a financial emergency or unexpected expenses, there are risks involved.

Payday loans come with high-interest rates and fees, which can make the repayment process challenging. If you aren’t able to pay back the loan on the due date, you can incur additional fees and interest charges.

It’s essential to read the terms and conditions of a payday loan carefully before you agree to the loan. Ensure you understand the repayment terms, fees and interest rate before accepting the loan.

Interesting Facts about Payday Loans in Scio, Oregon:

  • Payday loan borrowers in Oregon are limited to borrowing only one loan at a time, which helps prevent debt traps.
  • Payday loans in Oregon can have a maximum APR of 36%.
  • The number of payday loan stores in Oregon has dropped significantly from over 400 in 2006 to less than 150 in 2015.

Apply Now

Are you in need of a payday loan in Scio, Oregon? TheGuaranteedLoans website can connect you with lenders who offer payday loans. We’re a connector service, not a direct lender, which means we can help you find the right lender to meet your needs.

Applying for a payday loan on our website is easy and convenient. Simply fill out our online application form and get connected with potential lenders. It’s that simple!

Remember, a payday loan can be a useful financial tool when used responsibly. Be sure to understand the terms and risks of the loan before you accept it. Contact us at TheGuaranteedLoans if you have any questions or need assistance.

F.A.Q.

Can a lender take me to court if I default on a payday loan in Scio, Oregon?

Yes, a lender can take a borrower to court if they default on a payday loan in Scio, Oregon. If the borrower fails to appear in court, a default judgment may be entered against them.

Can a lender seize my property if I default on a payday loan in Scio, Oregon?

No, lenders are not allowed to seize a borrower's property in order to collect on a payday loan in Scio, Oregon.

Look for Short-Term Loans in Other Cities:

Albany Beaverton Bend Corvallis Eugene Grants Pass Gresham Hillsboro Keizer Lake Oswego McMinnville Medford Oregon City Portland Salem Springfield
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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