Payday Loans in Altamonte Springs, Florida

Payday Loan Companies in Altamonte Springs, FL

Company nameAddressZip codePhone number
ACE Cash Express 499 N State Rd 434 #1025 32714 +1 (407) 869 - 1600
Advance America 280 S State Rd 434 #1050 32714 +1 (407) 682 - 3847
Almost a Bank 745 Orienta Ave Suite 1021 32701 +1 (407) 502 - 0240
Almost a Bank In N Out Loans 745 Orienta Ave 1021 32701 +1 (386) 255 - 2844
Cash America Pawn 700 FL-436 128 32714 +1 (407) 788 - 7296
Check Cashing USA 605 W State Rd 436 32714 +1 (407) 772 - 7755
Check On Hold 1191 E Altamonte Dr 32701 +1 (407) 260 - 0661
Check On Hold 991 E Altamonte Dr 32701 +1 (407) 260 - 0661
Check On Hold 745 Orienta Ave 32701 +1 (866) 284 - 4456
Christensen Financial, Inc. Corporate 860 N State Rd 434 32714 +1 (407) 869 - 0008
Fairway Independent Mortgage Corporation 940 Centre Cir Suite 1010 32714 +1 (407) 718 - 5588
Florida Home Loans LLC 1180 Spring Centre S Blvd 320 32714 +1 (407) 637 - 5395
GM Financial Credit Center 240 E Central Pkwy 2000 32701 +1 (800) 284 - 2271
Security Financial 180 N Westmonte Dr 2 32714 +1 (407) 661 - 9700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Altamonte Springs, FL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Fort Lauderdale, FL, Payday Loans in Fort Myers, FL, Payday Loans in Fort Pierce, FL, Online Loans in Gainesville, FL, Payday Loans in Hialeah, FL, Payday Loans in Hollywood, FL, Payday Loans in Homestead, FL and Payday Loans in Jacksonville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Altamonte Springs, FL.

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Payday Loans Available in Altamonte Springs, FL By The Following ZIP Codes:

32701, 32716, 32715, 32714

Are Payday Loans Legal In Altamonte Springs, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Altamonte Springs, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Altamonte Springs, FL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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