Payday Loans in Bradley, Florida

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Bradley, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Advance 1725 Cassat Ave, Jacksonville, FL 32210 +1 (904) 388 - 2868
Cadence Bank - Spring Hill Branch 1300 Pinehurst Dr, Spring Hill, FL 34606 +1 (352) 666 - 5200
Mariner Finance 255 Miracle Strip Pkwy SE Suite B2, Fort Walton Beach, FL 32548 +1 (850) 314 - 0106
Advance America 2432 E Semoran Blvd, Apopka, FL 32703 +1 (407) 880 - 9006
Cash Connections 165 S Goldenrod Rd, Orlando, FL 32807
Advance America 244A Eglin Pkwy NE, Fort Walton Beach, FL 32547 +1 (850) 314 - 7409
Advance America 320 NE 8th St., Bay 6, Homestead, FL 33030 +1 (786) 243 - 0444
Payday Loans Ellenton 3702 US-301, Ellenton, FL 34222 +1 (941) 567 - 8923
Check 'n Go 5860 14th St W, Bradenton, FL 34207 +1 (941) 753 - 5500
BB&T 2698 Martin Luther King Jr Blvd, Panama City, FL 32405 +1 (850) 747 - 1284

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradley, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Palm Beach, FL, Emergency Loan in Winter Garden, FL, Payday Loans in Winter Haven, FL, 24-Hour Loan in Winter Springs, FL, Payday Loans in Apopka, FL, Payday Loan Without a Credit Check in Boca Raton, FL, Online Loans in Bonita Springs, FL and Payday Loan Without a Credit Check in Boynton Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradley, FL.

Are Payday Loans Legal In Bradley, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Bradley, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Bradley, FL payday loan calculator

Payday Loans in Bradley, Florida – Understanding the Basics of These Short-Term Lending Options

Payday loans, also known as cash advances, are short-term loans for small amounts of money that require the borrower to repay the loan in full on their next payday. These loans are popular among individuals who need emergency funds quickly and do not have access to other forms of credit due to poor credit history, lack of collateral, or insufficient income.

In this article, we will discuss the basics of payday loans in Bradley, Florida. We will cover how payday loans work, the legal status of payday loans in Florida, and what you can expect when applying for a payday loan in Bradley. We will also provide some interesting facts and statistics about payday loans in Florida and offer an ‘Apply Now’ section for readers who wish to pursue this option.

How Do Payday Loans Work?

When you apply for a payday loan, you will typically be required to provide proof of income, a valid government-issued ID, and a bank account in good standing. The lender will then assess your application to determine if you qualify for a loan and, if approved, will typically transfer the loan funds to your bank account within a matter of hours or days.

Most payday loans have a repayment period of two to four weeks and come with high-interest rates and fees. These fees can vary based on the lender and the state where you live, but they typically range from $15 to $30 per $100 borrowed. This means that if you borrow $500, you will be required to repay between $575 and $600 on your next payday.

Legal Status of Payday Loans in Florida

In Florida, payday loans are legal, but state law places restrictions on the amount of the loan, how long you can borrow money, and the fees that can be charged. According to Florida law, payday loans may not exceed $500 and must have a repayment period of no more than 31 days.

Florida law also requires payday lenders to be licensed by the state and to post a notice of the fees and interest rates they charge. This notice must be in a conspicuous location in their store or on their website, and it must also be provided to the borrower in writing before they sign the loan agreement.

What to Expect When Applying for a Payday Loan in Bradley, Florida

When applying for a payday loan in Bradley, Florida, you can expect to provide the lender with the necessary documentation, including proof of income and a valid government-issued ID. You will also need to have a bank account in good standing, as this is where the loan funds will be deposited if you are approved.

If you are approved for a payday loan, you will need to sign a loan agreement that outlines the terms and conditions of the loan, including the fees and interest rates. You will also need to agree to repay the loan in full on your next payday.

Interesting Facts and Statistics about Payday Loans in Bradley, Florida

  • Florida has one of the highest numbers of payday lenders in the United States, with more than 1,100 storefronts and online lenders operating in the state.
  • In 2019, Floridians took out more than 7.7 million payday loans totaling more than $3.1 billion.
  • The average payday loan in Florida is $400, with an average interest rate of 304%.
  • More than 60% of payday loan borrowers in Florida have taken out more than 12 loans in a year, indicating that these borrowers may be trapped in a cycle of debt.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Bradley, Florida, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide you with the emergency funds you need. We are a connector service that matches borrowers with lenders, and we work with a network of trusted lenders who offer payday loans in the state of Florida.

Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions or loan approvals. We are a connector service only and cannot guarantee that you will be approved for a loan or receive funds. However, we will work to connect you with a lender who may be able to provide you with the loan you need.

If you are interested in applying for a payday loan in Bradley, Florida, please fill out our online application form today. Our application process is fast, secure, and easy to use, and we will only ask for the information we need to connect you with a lender who may be able to help.

F.A.Q.

Are there any alternatives to payday loans in Bradley, Florida?

Yes, there are several alternatives to payday loans in Bradley, Florida, such as small personal loans from banks or credit unions, or short-term loans from community organizations or non-profit organizations.

What should I consider before taking out a payday loan in Bradley, Florida?

Before taking out a payday loan in Bradley, Florida, you should carefully consider your financial situation and whether you will be able to repay the loan in full by the due date. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal.