Payday Loans in Carrabelle, Florida

Payday Loan Companies in Carrabelle, FL

Company nameAddressZip codePhone number
Apalachicola State Bank 612 Ave A N 32322 +1 (850) 697 - 3722
Centennial Bank 612 NW Ave A 32322 +1 (850) 697 - 7601

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Carrabelle, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Saint Petersburg, FL, Payday Loans in Sanford, FL, Payday Loans in Sarasota, FL, Payday Loan for Spring Hill, FL, Payday Loans in Tallahassee, FL, Online Loans in Tampa, FL, Guaranteed Loans in The Villages, FL and Payday Loan for Titusville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Carrabelle, FL.

Beautiful sights of Carrabelle, FL

Payday Loans Available in Carrabelle, FL By The Following ZIP Codes:

32322

Are Payday Loans Legal In Carrabelle, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Carrabelle, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Carrabelle, FL payday loan calculator

F.A.Q.

What should I do if I am having trouble repaying my payday loan in Carrabelle, Florida?

If you are having trouble repaying your payday loan in Carrabelle, Florida, you should contact your lender as soon as possible to discuss your options. You may be able to negotiate a payment plan or seek assistance from a credit counseling agency.

Can I extend or renew my payday loan in Carrabelle, Florida?

No, in Carrabelle, Florida, payday loans cannot be extended or renewed. Borrowers are required to repay the full loan amount, plus interest and fees, by the agreed upon due date.

How Many Cash Advance Companies are in Carrabelle, FL?

With the help of our service, you will be able to find 2 cash advance companies in Carrabelle, FL

What Cash Advance Companies in Carrabelle, FL are the most popular?

You should check Apalachicola State Bank and Centennial Bank. Also, you can start your application online on our website.