Company name | Address | Zip code | Phone number |
---|---|---|---|
Advance America | 1310 US Highway 331 S, Unit 103 | 32435 | +1 (850) 892 - 0122 |
Advance America | 1310 SR 331 Unit 103 | 32435 | +1 (850) 892 - 0122 |
Advance Auto Parts | 38 E Nelson Ave | 32433 | +1 (850) 892 - 7576 |
All In Credit Union | 1421 US-331 | 32435 | +1 (850) 951 - 2099 |
Ameris Bank | 138 US-90 | 32433 | +1 (850) 892 - 4862 |
Check Into Cash | 100 E Nelson Ave | 32433 | +1 (877) 244 - 8254 |
FNBT Bank | 272 US-90 | 32433 | +1 (850) 951 - 9900 |
Mariner Finance | 931 US Highway 331 S, Ste. 5 | 32435 | +1 (850) 892 - 9504 |
Regions Bank | 261 US-90 W | 32433 | +1 (850) 635 - 0441 |
Sunbelt Credit | 1030 US-331 B | 32435 | +1 (850) 892 - 9504 |
Sunbelt Credit | 1030 US-331 | 32435 | +1 (850) 892 - 9504 |
SunTrust | 1104 US-331 South | 32433 | +1 (850) 401 - 3202 |
Trustmark | 993 US-331 S | 32435 | +1 (850) 951 - 9930 |
Walmart Money Center | 1226 US-331 | 32435 | +1 (850) 892 - 3138 |
Walton County Teachers' Federal Credit Union | 1586 US-90 | 32433 | +1 (850) 892 - 2024 |
Walton Credit Corporation | 1133 US-90 | 32433 | +1 (850) 951 - 0030 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Defuniak Springs, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tallahassee, FL, 24-Hour Loan in Tampa, FL, Payday Loans in The Villages, FL, Quick Loan in Titusville, FL, Payday Loan Without a Credit Check in Valrico, FL, Payday Loans in Wesley Chapel, FL, Online Loans in West Palm Beach, FL and Same Day Loans in Winter Garden, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Defuniak Springs, FL.
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Payday Loans Available in Defuniak Springs, FL By The Following ZIP Codes:
32435, 32433
Are Payday Loans Legal In Defuniak Springs, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Defuniak Springs, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 304 |
Maximum Loan Amount | $500 exclusive of the fees |
Minimum Loan Term | 7 days |
Maximum Loan Term | 31 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.1 |