Payday Loans in Defuniak Springs, Florida

Payday Loan Companies in Defuniak Springs, FL

Company nameAddressZip codePhone number
Advance America 1310 US Highway 331 S, Unit 103 32435 +1 (850) 892 - 0122
Advance America 1310 SR 331 Unit 103 32435 +1 (850) 892 - 0122
Advance Auto Parts 38 E Nelson Ave 32433 +1 (850) 892 - 7576
All In Credit Union 1421 US-331 32435 +1 (850) 951 - 2099
Ameris Bank 138 US-90 32433 +1 (850) 892 - 4862
Check Into Cash 100 E Nelson Ave 32433 +1 (877) 244 - 8254
FNBT Bank 272 US-90 32433 +1 (850) 951 - 9900
Mariner Finance 931 US Highway 331 S, Ste. 5 32435 +1 (850) 892 - 9504
Regions Bank 261 US-90 W 32433 +1 (850) 635 - 0441
Sunbelt Credit 1030 US-331 B 32435 +1 (850) 892 - 9504
Sunbelt Credit 1030 US-331 32435 +1 (850) 892 - 9504
SunTrust 1104 US-331 South 32433 +1 (850) 401 - 3202
Trustmark 993 US-331 S 32435 +1 (850) 951 - 9930
Walmart Money Center 1226 US-331 32435 +1 (850) 892 - 3138
Walton County Teachers' Federal Credit Union 1586 US-90 32433 +1 (850) 892 - 2024
Walton Credit Corporation 1133 US-90 32433 +1 (850) 951 - 0030

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Defuniak Springs, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tallahassee, FL, 24-Hour Loan in Tampa, FL, Payday Loans in The Villages, FL, Quick Loan in Titusville, FL, Payday Loan Without a Credit Check in Valrico, FL, Payday Loans in Wesley Chapel, FL, Online Loans in West Palm Beach, FL and Same Day Loans in Winter Garden, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Defuniak Springs, FL.

Beautiful sights of Defuniak Springs, FL

Payday Loans Available in Defuniak Springs, FL By The Following ZIP Codes:

32435, 32433

Are Payday Loans Legal In Defuniak Springs, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Defuniak Springs, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Defuniak Springs, FL payday loan calculator

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Defuniak Springs, Florida?

Yes, in Defuniak Springs, Florida, borrowers are limited to one outstanding payday loan at a time.

Are there any protections for borrowers in Defuniak Springs, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.

How Many Cash Advance Companies are in Defuniak Springs, FL?

With the help of our service, you will be able to find 16 cash advance companies in Defuniak Springs, FL

What Cash Advance Companies in Defuniak Springs, FL are the most popular?

You should check Advance America, Sunbelt Credit, and Advance Auto Parts. Also, you can start your application online on our website.