Payday Loans in Ebro, Florida

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No payday loan companies in Ebro, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Amscot - The Money Superstore 10267 Big Bend Rd, Riverview, FL 33578 +1 (813) 677 - 9150
Cash America Pawn 1314 N Cocoa Blvd, Cocoa, FL 32922 +1 (321) 638 - 0553
Ideal Lending Solutions 5589 Okeechobee Blvd 101, West Palm Beach, FL 33417 +1 (561) 926 - 9414
Advance America 383 Havendale Blvd, Auburndale, FL 33823 +1 (863) 967 - 7878
Advance America 676 S Goldenrod Rd, Orlando, FL 32822 +1 (407) 273 - 6150
Mariner Finance 125 N Congress Ave, Boynton Beach, FL 33426 +1 (561) 752 - 8282
Navy Federal Credit Union - ATMs 14398 N Dale Mabry Hwy 102, Tampa, FL 33618 +1 (888) 842 - 6328
CAMPUS USA Credit Union West Campus Gainesville 1900 SW 34th St, Gainesville, FL 32608 +1 (352) 335 - 9090
First Florida Integrity Bank -Pine Ridge 3580 Pine Ridge Rd, Naples, FL 34105 +1 (239) 348 - 8000
ACE Cash Express 380 E 9th St #15, Hialeah, FL 33010 +1 (305) 884 - 1066

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ebro, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hollywood, FL, Payday Loans in Homestead, FL, Payday Loans in Jacksonville, FL, Same Day Loans in Jupiter, FL, Payday Loans in Kissimmee, FL, Quick Loan in Lake Worth, FL, Same Day Loans in Lakeland, FL and Payday Loans in Land O' Lakes, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ebro, FL.

Beautiful sights of Ebro, FL

Payday Loans Available in Ebro, FL By The Following ZIP Codes:

32437

Are Payday Loans Legal In Ebro, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Ebro, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Ebro, FL payday loan calculator

The Ins and Outs of Payday Loans in Ebro, Florida

Payday loans are a type of short-term loan that can be a lifesaver when you’re in a tough financial spot. These loans are widely available in Ebro, Florida, and can provide quick access to cash that can help you cover unexpected expenses or bridge the gap until your next paycheck arrives. However, it’s important to understand the terms and conditions of payday loans before you sign up. In this article, we’ll explore everything you need to know about payday loans in Ebro, Florida.

How Payday Loans Work in Florida

In Florida, payday loans are legal, and there are laws in place to regulate their lending practices. Payday loan companies are authorized to lend up to $500 to borrowers, and the loan term must be 7 to 31 days. Borrowers are allowed to have only one payday loan at a time, and lenders are required to disclose the terms and fees of the loan upfront. The maximum fee that a lender can charge for a payday loan in Florida is 10% of the loan amount plus a verification fee of no more than $5. Additionally, lenders are required to maintain records of every loan they issue and report them to a statewide database.

Advantages of Payday Loans

One of the most significant advantages of payday loans is that they are easy to obtain. The application process is usually quick and straightforward, and as long as you meet the basic eligibility criteria, you can typically get approved for a loan on the same day you apply. Payday loan companies don’t require collateral, and many lenders don’t perform credit checks, which means that you can get financial help even if you have a poor credit rating. Finally, payday loans can help you avoid late fees and other penalties that can add up quickly if you don’t have the funds to pay your bills on time.

Disadvantages of Payday Loans

Despite its advantages, payday loans can be risky, and if you’re not careful, they can lead to a financially precarious situation. The high-interest rates associated with payday loans can make them expensive, and if you’re unable to pay back the loan on time, the fees and interest can quickly spiral out of control. Additionally, if you use payday loans repeatedly, it can become a cycle of debt, and you may find it difficult to break free.

How to Apply for a Payday Loan in Ebro, Florida

If you decide that a payday loan is the right option for you, the first step is to find a reputable lender in Ebro, Florida. Look for lenders that are registered with the state and that have a good reputation in the community. You can check their credibility by reading online reviews or asking for recommendations from friends or family members who have used their services before.

Once you find a lender, the application process typically involves filling out a form with your personal information and providing proof of income. Some lenders may also require you to provide a post-dated check for the loan amount plus fees, which they will cash on the due date of the loan. After your application is reviewed and approved, the lender will transfer the funds to your bank account, which you can use to cover your expenses.

Interesting Facts and Statistics about Payday Loans in Ebro, Florida

  • In Florida, the average payday loan is $375, and the average fee charged by lenders is $55 per two-week period.
  • Approximately 80% of payday loans in Florida are rolled over within two weeks, which means that borrowers are unable to pay off the loan on time without incurring additional fees and interest.
  • Florida has more payday lenders than McDonald’s restaurants, with one payday lender for every 5,675 residents.

Apply Now to Get Connected with a Lender

If you’re in a pinch and need quick access to cash, TheGuaranteedLoans can help you find a payday lender in Ebro, Florida. As a connector service, we can help you get connected with reputable lenders that offer competitive rates and terms.

When you fill out the online application on our website, we’ll ask you to provide some basic information and submit it for review. Once we receive your application, we’ll match you with potential lenders that are best suited to your needs, and you can choose the lender that offers the terms and rates that work best for you. Remember, TheGuaranteedLoans is not a direct lender, but we can help facilitate your connection with potential lenders.

Get Started Today

Don’t wait until you’re in a financial bind to explore payday loans in Ebro, Florida. By understanding the terms and conditions of payday loans and working with reputable lenders, you can get access to the funds you need to cover unexpected expenses and get back on track financially. Apply now on TheGuaranteedLoans website to get connected with a lender and take control of your finances.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Ebro, Florida?

If a borrower defaults on a payday loan in Ebro, Florida, the lender may be able to sue the borrower to recover the outstanding balance. In some cases, the lender may be able to garnish the borrower's wages to repay the loan. It is important to carefully review the loan terms and understand the potential consequences of default before taking out a payday loan in Ebro, Florida.

Are there any restrictions on the number of payday loans that a borrower can take out in Ebro, Florida?

Yes, the state of Florida has implemented restrictions on the number of payday loans that a borrower can take out. Under state law, borrowers are only allowed to have one outstanding payday loan at a time. Additionally, borrowers must wait at least 24 hours after repaying a payday loan before taking out another one.