Payday Loans in Grand Island, Florida

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No payday loan companies in Grand Island, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Kash N Check 611 Blanding Blvd, Orange Park, FL 32073 +1 (904) 375 - 0264
Achieva Credit Union 2499 Lee Blvd, Lehigh Acres, FL 33971 +1 (239) 303 - 9544
Florida Coastal Closing & Escrow, LLC 1022 W 23rd St 600, Panama City, FL 32405 +1 (850) 338 - 6006
InstaLoan Loans 2122 N Military Trl, West Palm Beach, FL 33409 +1 (561) 293 - 2930
Mr Quick Loan 3514 W Baker St, Plant City, FL 33563 +1 (813) 262 - 1097
Calhoun Cash Advance 1517 NW 23rd Ave, Gainesville, FL 32605 +1 (352) 367 - 9100
Fast Payday Loans, Inc. 9030 Bird Rd, Miami, FL 33165 +1 (305) 554 - 9449
America's Funding Inc 1800 N Federal Hwy, Pompano Beach, FL 33062 +1 (954) 942 - 1579
Advance America 3330 SE Salerno Rd, Stuart, FL 34997 +1 (772) 223 - 1867
Cash Advance 1250 S Spring Garden Ave, DeLand, FL 32720 +1 (386) 734 - 7933

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grand Island, FL, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Fort Myers, FL, Payday Loans in Fort Pierce, FL, Payday Loans in Gainesville, FL, Payday Loans in Hialeah, FL, Payday Loans in Hollywood, FL, Payday Loans in Homestead, FL, Payday Loans in Jacksonville, FL and Payday Loans in Jupiter, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grand Island, FL.

Payday Loans Available in Grand Island, FL By The Following ZIP Codes:

32735

Are Payday Loans Legal In Grand Island, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Grand Island, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Grand Island, FL payday loan calculator

Payday Loans in Grand Island, Florida

Payday loans are a type of short-term loan that can provide cash quickly, usually within a day or two, to those in need of financial assistance. These loans are typically used for unexpected bills or emergencies, and they are usually paid back in full within a few weeks. If you’re a resident of Grand Island, Florida, payday loans are legal and available to you. Read on to learn more about this type of loan and what to expect when seeking one in Grand Island.

Who Offers Payday Loans in Grand Island, Florida?

Payday loans are offered by a variety of lenders in Grand Island, Florida, including storefront lenders and online lenders. These lenders typically have different requirements, interest rates, and loan terms, so it’s important to do your research and compare your options before choosing a lender.

  • Payday loans are regulated by the Florida Office of Financial Regulation, which sets limits on interest rates and other fees that lenders can charge.
  • Most lenders require borrowers to be at least 18 years old and have an active bank account and a steady source of income.
  • The amount you can borrow will vary depending on the lender and your income, but generally ranges from $100 to $500.
  • Payday loans are typically due on your next payday, but some lenders offer more flexible repayment options.

What Are the Pros and Cons of Payday Loans in Grand Island, Florida?

Like any financial product, payday loans have both advantages and disadvantages. Here are some of the pros and cons to consider before applying for a payday loan in Grand Island:

Pros:

  • Payday loans are typically easy to qualify for, even if you have a low credit score or bad credit history.
  • Payday loans are processed quickly, usually within 24 to 48 hours.
  • Payday loans can be used for a variety of purposes, including unexpected bills, emergency expenses, and car repairs.

Cons:

  • Payday loans have high interest rates and fees, which can make them expensive to repay.
  • Payday loans are meant to be repaid quickly, which can be challenging if you are struggling financially.
  • Payday loans can lead to a cycle of debt if you are unable to repay the loan on time.

Interesting Facts and Statistics About Payday Loans in Grand Island, Florida

  • In Florida, the average payday loan is for $375 and has an interest rate of 304%.
  • Florida has more payday lenders than McDonald’s restaurants, with about 1,000 payday lenders operating in the state.
  • Payday lenders in Florida made more than 7 million loans in 2018, totaling more than $3 billion in volume.

Apply Now for a Payday Loan from TheGuaranteedLoans

If you’re in need of a payday loan in Grand Island, Florida, TheGuaranteedLoans can help. We are a connector service that facilitates your connection with potential lenders. We work with a network of reputable lenders who offer payday loans in Grand Island and throughout Florida. Simply fill out our online application form, and we will match you with a lender who meets your needs. Remember, payday loans are a debt instrument and should be used only when necessary and with the utmost of financial responsibility. A payday loan can be useful when unexpected financial circumstances arise, but it is important to understand the costs and terms of the loan fully.

Disclaimer: TheGuaranteedLoans is not a direct lender and does not make credit decisions. TheGuaranteedLoans is a connector service, matching potential borrowers with lenders who may provide loans. Theguaranteedloans.com is owned and operated by electronic technology solutions corp. ETSC is not a lender or a loan broker and does not make loans or loan-related decisions.

F.A.Q.

Can I rollover or renew my payday loan in Grand Island, Florida?

In general, payday loans in Grand Island, Florida cannot be rolled over or renewed. However, borrowers may be able to take out a new payday loan to pay off their existing loan if they are unable to repay it on time.

Are payday loans in Grand Island, Florida regulated by the state government?

Yes, payday loans in Grand Island, Florida are regulated by the state government. The Florida Office of Financial Regulation is responsible for overseeing the payday lending industry and enforcing laws and regulations related to payday loans.