Payday Loans in Greensboro, Florida

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No payday loan companies in Greensboro, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Pat's Pawn & Jewelry 915 SE US Hwy 19, Crystal River, FL 34428 +1 (352) 794 - 6040
Variety Bad Credit Loans 2237 Winkler Ave, Fort Myers, FL 33901 +1 (239) 946 - 5758
Gulf Winds Credit Union 1300 Shoreline Dr, Gulf Breeze, FL 32561 +1 (800) 650 - 6328
Regions Bank 2385 Parr Dr, The Villages, FL 32162 +1 (352) 391 - 6100
Equity Joint Venture 3950 75th St W, Bradenton, FL 34209 +1 (941) 798 - 3123
Oportun 4020 S Semoran Blvd, Orlando, FL 32822 +1 (321) 684 - 4915
Setco Services, LLC 2930 W County Hwy 30A UNIT 101, Santa Rosa Beach, FL 32459 +1 (850) 650 - 6161
BB&T 1711 Eagle Harbor Pkwy, Orange Park, FL 32003 +1 (904) 215 - 4800
Suwannee River Federal Credit Union 203 Pinewood Way SW, Live Oak, FL 32064 +1 (386) 362 - 2225
First Horizon Bank 3405 Hancock Bridge Pkwy, North Fort Myers, FL 33903 +1 (239) 673 - 3379

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Greensboro, FL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Pembroke Pines, FL, Payday Loans in Pensacola, FL, No Credit Check Loans in Pinellas Park, FL, Payday Loans in Plant City, FL, 24-Hour Loan in Pompano Beach, FL, Online Loans in Port Charlotte, FL, Guaranteed Loans in Port Orange, FL and Payday Loan Without a Credit Check in Port Saint Lucie, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Greensboro, FL.

Payday Loans Available in Greensboro, FL By The Following ZIP Codes:

32330

Are Payday Loans Legal In Greensboro, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Greensboro, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Greensboro, FL payday loan calculator

Payday loans in Greensboro, Florida, are a type of short-term loan commonly used by those who have little or no access to traditional credit. These loans are meant to be used for emergencies and unexpected expenses, such as car repairs or medical bills, and are usually due on the borrower’s next payday.

How Payday Loans Work in Greensboro, Florida

Payday loans in Greensboro, Florida, are legal and regulated by state law under the Florida Statutes Section 560.402 et seq. To obtain a payday loan, borrowers typically need to provide a government-issued ID, proof of income, and a checking account. Some lenders may also require a post-dated check or access to the borrower’s bank account to withdraw the loan amount and fees on the due date.

Once approved, borrowers receive the loan amount, typically ranging from $100 to $500, and agree to repay the full amount plus fees on their next payday. The loan terms and fees vary depending on the lender and the amount borrowed but can be as high as $15 for every $100 borrowed.

It is essential to note that payday loans in Greensboro, Florida, are meant to be a short-term solution and should not be used as a long-term financial strategy. Borrowers who cannot repay the loan on time may be subject to additional fees and high interest rates, leading to a cycle of debt.

Benefits and Risks of Payday Loans in Greensboro, Florida

Payday loans in Greensboro, Florida, can be beneficial for those who have poor credit or no credit history and need cash quickly. These loans are also convenient, as they are easily accessible online or through storefront locations.

However, payday loans in Greensboro, Florida, also come with risks and potential negative consequences. The high interest rates and fees can add up quickly, making it difficult for borrowers to repay the loan on time. Additionally, borrowers who fail to repay their loan on time may be subject to additional fees and high interest rates, leading to a cycle of debt.

Interesting Facts and Statistics about Payday Loans in Greensboro, Florida

  • According to the Florida Office of Financial Regulation, over 7 million payday loans were issued in Florida in 2019.
  • The average payday loan in Florida is $375, and the average fee is $55.
  • The maximum amount a borrower can obtain in a payday loan in Florida is $500, and the loan term cannot exceed 31 days.
  • The interest rates and fees for payday loans in Florida are higher than the national average, with an APR of 304%.

Apply Now for a Payday Loan in Greensboro, Florida

If you need cash quickly and are considering a payday loan in Greensboro, Florida, TheGuaranteedLoans may be able to help. As a connector service, we work with a network of trusted lenders to help connect borrowers with a loan that meets their unique financial needs.

To start the process, simply fill out our online application form, providing your basic information, income, and bank account details. Once approved, you may receive the loan amount within 24 hours. Remember, payday loans in Greensboro, Florida, should only be used for emergencies and unexpected expenses and should be repaid in full on the borrower’s next payday to avoid additional fees and high interest rates.

Disclaimer: TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a connector service that facilitates connections between borrowers and potential lenders. Loan terms, conditions, and interest rates vary by lenders and state laws. Borrowers must meet all requirements and must be 18 years or older to apply.

F.A.Q.

Can I be denied a payday loan in Greensboro, Florida based on my credit score?

Yes, payday lenders in Greensboro, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.

Can I be denied a payday loan in Greensboro, Florida if I have filed for bankruptcy?

Yes, payday lenders in Greensboro, Florida are allowed to deny loans to borrowers who have filed for bankruptcy. This is because borrowers who have filed for bankruptcy are considered to be high-risk and may be unable to repay their loans.