Payday Loans in Holiday, Florida

Payday Loan Companies in Holiday, FL

Company nameAddressZip codePhone number
ACE Cash Express 3345 US-19 34691 +1 (727) 844 - 7600
Raymond James Financial Services 1023 US-19 34691 +1 (727) 939 - 2500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holiday, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Palm Harbor, FL, Bad Credit Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL, Payday Loans in Pensacola, FL, Payday Loan Without a Credit Check in Pinellas Park, FL, Payday Loans in Plant City, FL, Payday Loans in Pompano Beach, FL and Payday Loans in Port Charlotte, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holiday, FL.

Beautiful sights of Holiday, FL

Payday Loans Available in Holiday, FL By The Following ZIP Codes:

34690, 34691

Are Payday Loans Legal In Holiday, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Holiday, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Holiday, FL payday loan calculator

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Holiday, Florida?

No, borrowers who fail to repay a payday loan in Holiday, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

Can I be denied a payday loan in Holiday, Florida based on my credit score?

Yes, payday lenders in Holiday, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.

How Many Cash Advance Companies are in Holiday, FL?

With the help of our service, you will be able to find 2 cash advance companies in Holiday, FL

What Cash Advance Companies in Holiday, FL are the most popular?

You should check ACE Cash Express and Raymond James Financial Services. Also, you can start your application online on our website.