Payday Loans in Lake City, Florida

Payday Loan Companies in Lake City, FL

Company nameAddressZip codePhone number
Advance America 2941 W US Hwy 90 #103 32055 +1 (386) 752 - 1718
Advance America 905 SW Main Blvd #120 32025 +1 (386) 754 - 4023
Ameris Bank 2357 W US Hwy 90 32055 +1 (386) 758 - 5906
CAMPUS USA Credit Union Lake City 1658 W US Hwy 90 32055 +1 (386) 754 - 9088
Checkman 140 W Duval St 32055 +1 (386) 755 - 5066
Drummond Community Bank 3882 W US Hwy 90 32055 +1 (386) 755 - 5407
Fast Payday Loans, Inc. 2218 W US Hwy 90 #104 32055 +1 (386) 755 - 1063
Fast Payday Loans, Inc. 2218 W US Hwy 90 STE 104 32055 +1 (386) 755 - 1063
Fidelity, LLC 366 SW Knox St 202 32025 +1 (386) 269 - 0085
Florida Credit Union 583 W Duval St 32055 +1 (386) 755 - 4141
InstaLoan Loans 2496 W US Hwy 90 32055 +1 (386) 752 - 1707
InstaLoan Loans 2494 US Highway 90 West 32055 +1 (386) 752 - 1707
Mariner Finance 163 SW Stonegate Terrace 101 32024 +1 (386) 758 - 3008
Raymond James Financial Services 4424 NW American Ln 101 32055 +1 (386) 755 - 2260
Renasant Bank 463 W Duval St 32055 +1 (386) 752 - 6339
VyStar Credit Union 411 NW Commons Loop 32055 +1 (386) 239 - 1070
Walmart Money Center 2767 W US Hwy 90 32055
Western Union Stop N Go, 1263 W US Hwy 90 32055 +1 (386) 719 - 6645

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake City, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pinellas Park, FL, Payday Loans in Plant City, FL, Payday Loans in Pompano Beach, FL, Same Day Loans in Port Charlotte, FL, Same Day Loans in Port Orange, FL, Payday Loan Without a Credit Check in Port Saint Lucie, FL, No Credit Check Loans in Riverview, FL and Bad Credit Loans in Saint Cloud, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake City, FL.

Beautiful sights of Lake City, FL

Payday Loans Available in Lake City, FL By The Following ZIP Codes:

32025, 32055, 32056, 32024

Are Payday Loans Legal In Lake City, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lake City, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lake City, FL payday loan calculator

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Lake City, Florida?

No, borrowers who fail to repay a payday loan in Lake City, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

Can I be denied a payday loan in Lake City, Florida based on my credit score?

Yes, payday lenders in Lake City, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.

How Many Cash Advance Companies are in Lake City, FL?

With the help of our service, you will be able to find 18 cash advance companies in Lake City, FL

What Cash Advance Companies in Lake City, FL are the most popular?

You should check Advance America, Fast Payday Loans, Inc., and InstaLoan Loans. Also, you can start your application online on our website.