Payday Loans in Lakeland, Florida

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Payday Loan Companies in Lakeland, FL

Company nameAddressZip codePhone number
Advance America 1521 S Combee Rd 33801 +1 (863) 667 - 2327
Advance America 1283 Ariana St 33803 +1 (863) 683 - 2650
Advance America 2614 Lakeland Hills Blvd #3 33805 +1 (863) 687 - 4297
Auto Cash Loans 705 W Memorial Blvd 33815 +1 (863) 688 - 2438
Bank of America Drive-thru Service Only 5001 Florida Ave S 33813 +1 (863) 644 - 7533
Cash America Pawn 4694 US Hwy 98 N 33809 +1 (863) 868 - 0030
Cash Kwik 6830 Florida Ave S 33813
Check 'n Go 2930 Florida Ave S 33803 +1 (863) 802 - 8282
Check 'n Go 5151 US Hwy 98 N 33809 +1 (863) 816 - 1600
Express Bad Credit Loans 1370 Olive St 33815 +1 (863) 270 - 2133
Fast Payday Loans Lakeland FL 926 S Wabash Ave 33815 +1 (863) 617 - 7894
Fast Payday Loans, Inc. 5505 US Hwy 98 N 33809 +1 (863) 858 - 4461
floridacentral Credit Union 4630 Florida Ave S 33813 +1 (863) 687 - 4166
InstaLoan Loans 5525 US Hwy 98 N 33809 +1 (863) 815 - 9623
Lorna's Finance Central 921 E Parker St 33801 +1 (863) 686 - 9999
Mariner Finance 4015 Florida Ave S 33813 +1 (863) 709 - 1403
MIDFLORIDA Credit Union 5301 US Hwy 98 S 33812 +1 (863) 688 - 3733

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lakeland, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Land O' Lakes, FL, Payday Loans in Largo, FL, Payday Loan Without a Credit Check in Lehigh Acres, FL, Payday Loans in Melbourne, FL, Payday Loans in Merritt Island, FL, Online Loans in Miami, FL, Payday Loans in Miami Beach, FL and Payday Loan Without a Credit Check in Navarre, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lakeland, FL.

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Payday Loans Available in Lakeland, FL By The Following ZIP Codes:

33801, 33815, 33804, 33803, 33813, 33811, 33810, 33809, 33805, 33807, 33802, 33806

Are Payday Loans Legal In Lakeland, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lakeland, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lakeland, FL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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