Payday Loans in Lorida, Florida

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No payday loan companies in Lorida, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 1020 N U.S. Hwy 41, Ruskin, FL 33570 +1 (813) 641 - 1421
Innovations Federal Credit Union 2250 FL-77, Lynn Haven, FL 32444 +1 (850) 233 - 4400
Mariner Finance 2905 N Military Trl A, West Palm Beach, FL 33409 +1 (561) 682 - 3678
Community Choice Financial 1142 S Federal Hwy, Fort Lauderdale, FL 33316 +1 (954) 763 - 1400
Express Bad Credit Loans 1370 Olive St, Lakeland, FL 33815 +1 (863) 270 - 2133
Embassy Loans (Inside of Insurance World) 120 S Congress Ave, Delray Beach, FL 33445 +1 (866) 277 - 5798
Enman & Associates 7901 Baymeadows Way 26, Jacksonville, FL 32256 +1 (904) 731 - 8127
Chase Bank 214 Palm Coast Pkwy NE, Palm Coast, FL 32137 +1 (386) 627 - 7083
TIAA Financial Services 3801 PGA Boulevard Suite 600, Palm Beach Gardens, FL 33410 +1 (866) 842 - 3357
ACE Cash Express 6935 Little Rd, New Port Richey, FL 34655 +1 (727) 815 - 8918

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lorida, FL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Fort Lauderdale, FL, Payday Loans in Fort Myers, FL, No Credit Check Loans in Fort Pierce, FL, Online Loans in Gainesville, FL, Emergency Loan in Hialeah, FL, Short-term Loans in Hollywood, FL, No Credit Check Loans in Homestead, FL and Payday Loans in Jacksonville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lorida, FL.

Beautiful sights of Lorida, FL

Are Payday Loans Legal In Lorida, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lorida, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lorida, FL payday loan calculator

Are you in need of some quick cash to cover an unexpected expense? Or maybe you just need some extra money to cover your bills until your next paycheck arrives? Whatever the case may be, payday loans may seem like an appealing option. And guess what? Payday loans are legal in Florida, including Lorida. In this article, we’ll explore the ins and outs of payday loans in Lorida, Florida, providing you with valuable information to make an informed decision.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that are typically due on your next payday. They’re designed to help individuals who need money quickly and don’t have access to other forms of credit. When you apply for a payday loan, you typically borrow a small amount of money (usually between $100 and $500) with the agreement to repay it in full, plus any fees or interest, on your next payday.

How do Payday Loans Work in Lorida, Florida?

In Lorida, Florida, payday loans are available through both brick-and-mortar lenders and online lenders. They’re regulated by the Florida Office of Financial Regulation, which sets limits on loan amounts, finance charges, and terms. The maximum loan amount you can borrow is $500, and the maximum term length is 31 days.

When you apply for a payday loan, you’ll need to provide your lender with proof of income, a government-issued ID, and a checking account where the funds can be deposited. Once your loan is approved, the funds will be deposited into your checking account, typically within one business day. You’ll then have until your next payday to repay the loan in full, plus any fees or interest.

Pros and Cons of Payday Loans in Lorida, Florida

Like any type of loan, payday loans have their pros and cons. Here are a few to consider:

Pros:

  • They’re fast and convenient
  • You don’t need a good credit score to qualify
  • The application process is simple and straightforward

Cons:

  • They can be expensive
  • The short repayment term can make it difficult to repay the loan in full
  • They can lead to a cycle of debt if you’re not careful

Interesting Facts or Statistics about Payday Loans in Lorida, Florida

• In Florida, the average payday loan of $375 carries an interest rate of 304%.
• 5.5% of adults in Florida have taken out a payday loan in the past 12 months.
• Florida has more payday lenders than McDonald’s locations.
• In 2020, over 1.4 million payday loans were issued in Florida, totaling over $2 billion in loans.

Apply Now!

If you’re in need of a payday loan in Lorida, Florida, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we’re not a direct lender, but we work with a network of reputable lenders to help you find the best loan option for your needs. Plus, our online application process is simple and easy to use. So why wait? Apply now and get the money you need today!

F.A.Q.

Are there any protections for borrowers in Lorida, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.

What should I do if I am having trouble repaying my payday loan in Lorida, Florida?

If you are having trouble repaying your payday loan in Lorida, Florida, you should contact your lender as soon as possible to discuss your options. You may be able to negotiate a payment plan or seek assistance from a credit counseling agency.