Payday Loans in Merritt Island, Florida

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Payday Loan Companies in Merritt Island, FL

Company nameAddressZip codePhone number
Addition Financial 1380 N Courtenay Pkwy 32953 +1 (407) 896 - 9411
Advance America 76 E Merritt Island Causeway #103 32952 +1 (321) 454 - 9990
Advance America 76 E Merritt Island Causeway STE 103 32952 +1 (321) 454 - 9990
CenterState Bank 291 N Courtenay Pkwy 32953 +1 (321) 459 - 1461
Community Bank of the South 277 N Sykes Creek Pkwy 32953 +1 (321) 452 - 0420
Florida Cash Express - Merritt Island 405 E Merritt Island Causeway 32952 +1 (321) 454 - 7284
Patrick Coyne - Raymond James 2395 N Courtenay Pkwy 32953 +1 (877) 953 - 7526
Space Coast Credit Union 445 Fortenberry Rd 32952 +1 (321) 752 - 2222
SunTrust 775 E Merritt Island Causeway Ste 100 32952 +1 (321) 604 - 4600
Synovus Bank 2105 N Courtenay Pkwy 32953 +1 (888) 796 - 6887

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Merritt Island, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Miami, FL, Payday Loans in Miami Beach, FL, Payday Loans in Navarre, FL, Online Loans in North Fort Myers, FL, Payday Loans in North Miami Beach, FL, Payday Loans in North Port, FL, Emergency Loan in Ocala, FL and Quick Loan in Ocoee, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Merritt Island, FL.

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Payday Loans Available in Merritt Island, FL By The Following ZIP Codes:

32954, 32952, 32953

Are Payday Loans Legal In Merritt Island, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Merritt Island, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Merritt Island, FL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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