Payday Loans in Micanopy, Florida

Payday Loan Companies in Micanopy, FL

Company nameAddressZip codePhone number
CenterState Bank 106 NE Hwy 441 32667 +1 (352) 339 - 7980

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Micanopy, FL, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Port Charlotte, FL, Payday Loans in Port Orange, FL, Payday Loans in Port Saint Lucie, FL, Payday Loans in Riverview, FL, Payday Loans in Saint Cloud, FL, Payday Loan Without a Credit Check in Saint Petersburg, FL, 24-Hour Loan in Sanford, FL and Emergency Loan in Sarasota, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Micanopy, FL.

Beautiful sights of Micanopy, FL

Payday Loans Available in Micanopy, FL By The Following ZIP Codes:

32667

Are Payday Loans Legal In Micanopy, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Micanopy, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Micanopy, FL payday loan calculator

F.A.Q.

Can payday lenders charge late fees in Micanopy, Florida?

Yes, payday lenders in Micanopy, Florida are allowed to charge a late fee of up to 5% of the unpaid loan amount if the loan is not repaid by the due date.

Can payday lenders contact me at work in Micanopy, Florida?

Yes, payday lenders in Micanopy, Florida are allowed to contact you at work to collect on a defaulted loan. However, they are not allowed to harass or abuse you in any way, and they must stop contacting you at work if you request it.

How Many Cash Advance Companies are in Micanopy, FL?

With the help of our service, you will be able to find 1 cash advance companies in Micanopy, FL

What Cash Advance Companies in Micanopy, FL are the most popular?

You should check CenterState Bank. Also, you can start your application online on our website.