Payday Loans in Point Washington, Florida

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No payday loan companies in Point Washington, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Drummond Community Bank 7075 US-27, Fort White, FL 32038 +1 (386) 497 - 1156
Bank of America with Drive-thru services 1100 FL-60 E, Lake Wales, FL 33853 +1 (863) 676 - 4906
Suncoast Credit Union 1905 S Alexander St, Plant City, FL 33566 +1 (800) 999 - 5887
Navy Federal Credit Union 961 Atlantic Blvd, Atlantic Beach, FL 32233 +1 (888) 842 - 6328
Eglin Federal Credit Union 4558 FL-20, Niceville, FL 32578 +1 (850) 862 - 0111
Synovus Bank 4000 20th St, Vero Beach, FL 32960 +1 (888) 796 - 6887
E Z Payday Inc 3150 S Babcock St, Melbourne, FL 32901 +1 (321) 725 - 0646
Ameris Bank 25501 FL-26, Melrose, FL 32666 +1 (352) 475 - 1413
LP Title Company 137 Tower St, Lake Placid, FL 33852 +1 (863) 659 - 4109
Check Cashing & More 4561 W Atlantic Ave, Delray Beach, FL 33445 +1 (561) 498 - 8610

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Point Washington, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Homestead, FL, Payday Loans in Jacksonville, FL, Payday Loans in Jupiter, FL, 24-Hour Loan in Kissimmee, FL, Payday Loans in Lake Worth, FL, No Credit Check Loans in Lakeland, FL, Short-term Loans in Land O' Lakes, FL and Payday Loans in Largo, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Point Washington, FL.

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Are Payday Loans Legal In Point Washington, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Point Washington, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Point Washington, FL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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