Payday Loans in South Bay, Florida

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in South Bay, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
David Bigwood - Mortgage Loan Officer 1101 Dunlawton Ave, Port Orange, FL 32127 +1 (321) 501 - 7751
Delano Doolgar - Mortgage Loan Officer 1101 Dunlawton Ave, Port Orange, FL 32127 +1 (321) 203 - 9475
Community Bank of the South 277 N Sykes Creek Pkwy, Merritt Island, FL 32953 +1 (321) 452 - 0420
FlexPath Capital, Inc 35095 US Hwy 19 N 104, Palm Harbor, FL 34684 +1 (855) 933 - 8631
Hancock Whitney Bank 111 N County Hwy 393 Building 1, Suite 1, Santa Rosa Beach, FL 32459 +1 (850) 278 - 2420
InstaLoan Loans 3100 E Colonial Dr, Orlando, FL 32803 +1 (407) 893 - 0199
SunTrust Mortgage 3865 S Nova Rd, Port Orange, FL 32127 +1 (386) 788 - 3300
Check Cashing 3150 S Babcock St # J, Melbourne, FL 32901 +1 (321) 725 - 4447
Mariner Finance 5935 Cypress Gardens Blvd 500, Winter Haven, FL 33884 +1 (863) 401 - 9922
Sunshine Payday Loans 1410 S Parrott Ave, Okeechobee, FL 34974 +1 (863) 467 - 0905

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Bay, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Fort Myers, FL, Payday Loan Companies in Fort Pierce, FL, Payday Loans in Gainesville, FL, Same Day Loans in Hialeah, FL, Payday Loans in Hollywood, FL, Payday Loans in Homestead, FL, Payday Loans in Jacksonville, FL and Emergency Loan in Jupiter, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Bay, FL.

Beautiful sights of South Bay, FL

Payday Loans Available in South Bay, FL By The Following ZIP Codes:

33493

Are Payday Loans Legal In South Bay, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in South Bay, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

South Bay, FL payday loan calculator

Payday loans have become a popular financial option for many people who need quick money to cover unexpected expenses. Whether you need help covering bills or need extra cash for an emergency, payday loans can provide the funds you need to get through tough times. In South Bay, Florida, payday loans are a legal and accessible option for those who need financial help.

What are payday loans?

If you’re not familiar with payday loans, they’re a type of short-term loan that usually has a repayment period of two weeks. These loans are often used by people who need to cover unexpected expenses, such as car repairs, medical bills, or home repairs. The amount of money you can borrow with a payday loan typically ranges from $100 to $1,000, depending on your income and financial situation.

The application process for payday loans is typically quick and easy. You’ll need to provide information about your income and employment history, as well as your bank account information so the lender can deposit the funds directly into your account if you’re approved. Some lenders may also require a post-dated check or electronic access to your account for repayment.

Benefits of payday loans

One of the biggest benefits of payday loans is that they’re a quick and easy way to get cash when you need it. Unlike traditional loans, payday loans don’t require a lengthy application process or collateral. This can be especially helpful if you have bad credit or a limited credit history.

In addition, payday loans can be a good option if you only need to borrow a small amount of money. These loans are typically for amounts under $1,000, which can be useful if you only need to cover a small expense. And because payday loans have a short repayment period, you can avoid long-term debt and interest charges.

Potential drawbacks of payday loans

While payday loans can be a helpful financial option, they also come with some potential drawbacks. One of the biggest risks of payday loans is that they often come with high interest rates and fees. This can make it difficult to repay the loan and can lead to long-term debt if you’re not careful.

In addition, some payday lenders have been accused of predatory lending practices, such as charging excessive fees or steering borrowers into high-interest loans. It’s important to do your research before choosing a lender and to make sure you fully understand the terms of the loan before you borrow.

Facts and statistics about payday loans in South Bay, Florida

  • In South Bay, Florida, payday loans are legal and regulated by state law.
  • The maximum amount you can borrow with a payday loan in Florida is $500 per loan.
  • The maximum repayment period for a payday loan in Florida is 31 days.
  • Florida law also requires lenders to provide a 24-hour cooling-off period between loans to prevent borrowers from getting trapped in a cycle of debt.
  • In 2019, Floridians took out more than 7.7 million payday loans, with an average loan amount of $385.
  • The average annual percentage rate (APR) on a payday loan in Florida is 304%.

Apply Now

If you’re considering a payday loan in South Bay, Florida, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide the funds you need. Our application process is simple and secure, and you could receive a loan decision in minutes. Remember that we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders who may be able to provide the funds you need.

Don’t let unexpected expenses stress you out. Apply for a payday loan in South Bay, Florida today and get the financial help you need.

F.A.Q.

Can I get a payday loan in South Bay, Florida if I am a military member?

Yes, you may be able to get a payday loan in South Bay, Florida if you are a military member. However, the terms and conditions of the loan may be different for military members due to federal laws that regulate payday lending to active duty military members.

What are payday loans in South Bay, Florida?

Payday loans in South Bay, Florida are short-term, high-interest loans that are meant to provide borrowers with quick access to cash. These loans are typically secured against the borrower's next paycheck and are intended to be repaid within a few weeks.