Payday Loans in Sun City, Florida

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No payday loan companies in Sun City, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
SunTrust 14490 Palm Beach Blvd, Fort Myers, FL 33905 +1 (239) 265 - 9664
Ameris Bank 18785 High Springs Main St, High Springs, FL 32643 +1 (386) 454 - 1785
Fast Payday Loans Kissimmee 1701 W Mabbette St, Kissimmee, FL 34741
Lake Michigan Credit Union 1653 Sun City Center Plaza Suite 1001, Sun City Center, FL 33573 +1 (813) 634 - 8001
VyStar Credit Union 601 N Orange Ave, Green Cove Springs, FL 32043 +1 (800) 445 - 6289
Fast Payday Loans Pompano Beach 1305 E Atlantic Blvd, Pompano Beach, FL 33060
Budget Auto Credit 625 Atlantic Blvd, Jacksonville, FL 32233 +1 (904) 727 - 4688
Artie Mitchell - Mortgage Loan Officer 1212 Providence Blvd, Deltona, FL 32725 +1 (914) 262 - 6601
Cadence Bank - Barclay Branch 14211 Powell Rd, Brooksville, FL 34609 +1 (352) 796 - 3109
Rapid Auto Title Loans 5270 Babcock St NE, Palm Bay, FL 32905 +1 (407) 624 - 3706

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sun City, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in The Villages, FL, Payday Loans in Titusville, FL, 24-Hour Loan in Valrico, FL, 24-Hour Loan in Wesley Chapel, FL, Payday Loans in West Palm Beach, FL, Payday Loans in Winter Garden, FL, Payday Loans in Winter Haven, FL and Bad Credit Loans in Winter Springs, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sun City, FL.

Beautiful sights of Sun City, FL

Are Payday Loans Legal In Sun City, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Sun City, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Sun City, FL payday loan calculator

Paying bills on time is extremely important, but sometimes unexpected expenses can arise leaving individuals without enough cash to take care of them. This is where payday loans come in. Payday loans provide individuals with the opportunity to get the cash they need to take care of those unexpected expenses.

What are payday loans?

Payday loans are short-term loans that are designed to provide cash advances to individuals who need immediate funding before their next paycheck. These loans are typically for small amounts of money and must be paid back by the borrower’s next payday. They are a quick and easy solution for those who need cash quickly but don’t want to go through the traditional lending process.

Are payday loans legal in Sun City, Florida?

Yes, payday loans are legal in Sun City, Florida. The state of Florida has laws and regulations in place to protect consumers who take out these types of loans. The Florida Office of Financial Regulation is responsible for overseeing and regulating payday lenders within the state.

How do payday loans work in Sun City, Florida?

Payday loans in Sun City, Florida work like they do in other states. The borrower fills out an application and provides proof of income, a bank account, and personal identification. The lender will then confirm that the borrower meets the requirements for the loan and then disburse the funds directly into their bank account. The borrower is then required to pay back the loan plus any interest and fees by their next payday.

What are the requirements for a payday loan in Sun City, Florida?

The requirements for a payday loan in Sun City, Florida are similar to requirements in other states. An individual must be at least 18 years old, have a steady income, and have a valid bank account. A credit check is typically not required to qualify for a payday loan.

How much can an individual borrow through a payday loan in Sun City, Florida?

The amount an individual can borrow through a payday loan in Sun City, Florida varies depending on the lender and the borrower’s income. Typically, payday loans range from $100 to $500, although some lenders may offer higher amounts. It is important to note that Florida law caps the amount of interest that can be charged on payday loans. The fees associated with payday loans are disclosed to the borrower and must be agreed upon before the loan is processed.

What are the benefits of payday loans?

Payday loans can provide individuals with immediate cash when they need it the most. These loans are typically easier to obtain than traditional bank loans since lenders do not typically require a credit check. Additionally, payday loans can be used for any purpose and borrowers are not required to justify the use of the funds to the lender.

What are the risks of payday loans?

While payday loans can be a great source of financial assistance, there are risks associated with taking out this type of loan. One of the biggest risks is that the interest rate on a payday loan can be much higher than other types of loans, making it difficult for the borrower to pay the loan back in a timely manner. Additionally, late payment fees and penalties can quickly accumulate if the borrower is unable to pay back the loan on time.

Interesting Facts and Statistics about Payday Loans in Sun City, Florida

  • According to the Florida Office of Financial Regulation, there were 1,082 payday loan companies in Florida in 2019.
  • Payday loans in Sun City, Florida typically have an annual percentage rate (APR) of 304%.
  • The average payday loan in Florida is $399.35.
  • In 2019, Floridians borrowed a total of $3.49 billion in payday loans.

Apply Now for a Payday Loan in Sun City, Florida

If you find yourself in need of cash quickly, consider applying for a payday loan through TheGuaranteedLoans website. We are a connector service that works with a network of lenders who can provide you with the funds you need. Our application process is quick and easy, and you can receive your funds as soon as the next business day. It is important to remember that TheGuaranteedLoans is not a direct lender and we do not make lending decisions. Instead, we work to connect you with a lender who can meet your needs and provide the best loan terms for you.

F.A.Q.

Are there any protections for military members who take out payday loans in Sun City, Florida?

Yes, military members who take out payday loans in Sun City, Florida are protected by the Military Lending Act. This federal law limits the interest rates and fees that payday lenders can charge to military members and their dependents. It also provides additional protections for military members who take out payday loans.

Can I be charged with a crime if I fail to repay a payday loan in Sun City, Florida?

No, borrowers who fail to repay a payday loan in Sun City, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.