Payday Loans in Tangerine, Florida

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No payday loan companies in Tangerine, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
SunTrust 6128 US-19, New Port Richey, FL 34652 +1 (727) 816 - 1034
Mariner Finance 2019 E Silver Springs Blvd 101a, Ocala, FL 34470 +1 (352) 694 - 9195
Regions Bank 400 Gulf Breeze Pkwy, Gulf Breeze, FL 32561 +1 (850) 343 - 9930
Advance America 4505 14th St W #217, Bradenton, FL 34207 +1 (941) 727 - 8879
Rapid Cash Payday Loans 3531 W Waters Ave, Tampa, FL 33614 +1 (813) 935 - 4645
Check Cashing USA 1142 S Federal Hwy, Fort Lauderdale, FL 33316 +1 (954) 763 - 1400
Cash America Pawn 4700 Babcock St NE 29, Palm Bay, FL 32905 +1 (321) 473 - 1099
United Southern Bank 24510 FL-40, Astor, FL 32102 +1 (352) 759 - 2222
City National Bank - ATM 16400 US-331 S, Freeport, FL 32439 +1 (850) 835 - 2296
Third Federal Savings & Loan 11701 US-1, North Palm Beach, FL 33408 +1 (561) 630 - 6488

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tangerine, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Merritt Island, FL, Payday Loans in Miami, FL, Payday Loans in Miami Beach, FL, Payday Loans in Navarre, FL, Payday Loan Without a Credit Check in North Fort Myers, FL, Payday Loans in North Miami Beach, FL, Payday Loan for North Port, FL and Payday Loans in Ocala, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tangerine, FL.

Beautiful sights of Tangerine, FL

Payday Loans Available in Tangerine, FL By The Following ZIP Codes:

32777

Are Payday Loans Legal In Tangerine, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Tangerine, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Tangerine, FL payday loan calculator

Payday loans have become a popular option for individuals who struggle with cash flow emergencies. They’re especially helpful for those who face financial challenges between paychecks. Tangerine, Florida, is a state where payday loans are legal. In this article, we’ll provide you with an in-depth guide to payday loans in Tangerine, Florida, and a comprehensive explanation of how TheGuaranteedLoans can help you find the right payday loan lender.

What is a Payday Loan?

A payday loan is often regarded as a short-term loan, usually for $500 or less, payable on your next payday. The loan is meant to help you cover unexpected expenses, such as car repairs, medical bills, or rent. In exchange for the loan’s value, payday lenders typically charge a fee or interest.

It’s essential to know the state’s payday lending law where you reside before considering such a loan. In Florida, for instance, payday loans are legal and regulated by the Florida Office of Financial Regulation.

How Do Payday Loans Work?

The simplicity of securing a payday loan is part of what makes them appealing. Most payday lenders just need a minimal amount of information to approve a loan. As a borrower, you need to be at least 18 years old and have the appropriate identification and proof of employment. You’ll next need to fill out an application that details how much you want to borrow, your payment and personal details, and maybe require you to submit a post-dated check. The check includes the amount you’re borrowing plus charges and fees.

The loan’s repayment conditions vary based on the lender. The repayment term for most payday loans is around two weeks to a month. If you’re unable to pay back the loan when it’s due, there may be extra fees or charges.

What are the Pros and Cons of Payday Loans?

Like every financial product, payday loans come with their advantages and disadvantages. Some of the pros include:

  • The ease and speed of acquiring funds
  • No credit checks required
  • May be a solution to unexpected, short-term financial emergencies

However, the cons of payday loans include:

  • High interest fees and charges
  • May lead to a cycle of debt if not repaid promptly
  • May lead to additional financial stress and long-term financial difficulties

What are the Laws Governing Payday Loans in Tangerine, Florida?

Payday loans are regulated at the state level in Florida, and they have laws to protect borrowers from fraud and abuse. The following rules apply to payday loans in Tangerine:

  • Maximum loan amount: $500
  • Loan term: 7-31 days
  • Finance charge for a $100 loan for 14 days: $16.11
  • APR for a $100 loan for 14 days: 419%
  • Maximum finance rate and fees: 10% of the check’s face value + verification fee. The fee is $5; this is not subject to the check amount.

Interesting Facts and Statistics

Payday loans are a prevalent financial service in Tangerine, Florida. In 2019, more than 214,000 payday loans were distributed across the state, with a total loan worth of almost $1 billion.

Apply Now

Getting a payday loan in Tangerine Florida has never been easier. TheGuaranteedLoans can help you find the best payday loan lender that suits your particular needs. We offer a quick application process allowing you to apply from anywhere at any time. Our service is entirely free of charge, and we never ask for any upfront fees.

Once you’ve submitted your application, we’ll connect you to our network of reputable lenders, and they’ll reach out to you to complete the process with no obligation. Before consenting to the loan terms, take your time and read them thoroughly. We want you to have an excellent payday loan experience that will assist you in resolving your financial emergency without depleting your finances even further.

Conclusion

In summary, payday loans can be a source of emergency cash, but they should be carefully considered to ensure you can afford them. We trust that the information provided in this article will help you make an informed decision on whether to take out a payday loan in Tangerine, Florida. Remember to read the loan contract details and any additional fees or penalties thoroughly.

F.A.Q.

Are there any protections for borrowers in Tangerine, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.

What should I do if I am having trouble repaying my payday loan in Tangerine, Florida?

If you are having trouble repaying your payday loan in Tangerine, Florida, you should contact your lender as soon as possible to discuss your options. You may be able to negotiate a payment plan or seek assistance from a credit counseling agency.