Payday Loans in Waterloo, Illinois

Payday Loan Companies in Waterloo, IL

Company nameAddressZip codePhone number
First Bank 1405 N, IL-3 62298 +1 (618) 939 - 5566
First National Bank of Waterloo 228 S Main St 62298 +1 (618) 939 - 6194
Quick Cash 632 N Market St 62298 +1 (618) 939 - 9797
Waterloo Quick Cash 632 N Market St 62298 +1 (618) 939 - 9797
World Finance 913 IL-3 62298 +1 (618) 709 - 4482

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waterloo, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Belleville, IL, Payday Loan for Berwyn, IL, Payday Loans in Bloomington, IL, Payday Loans in Bolingbrook, IL, Payday Loans in Buffalo Grove, IL, Payday Loans in Calumet City, IL, Payday Loans in Carol Stream, IL and Payday Loans in Carpentersville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waterloo, IL.

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Payday Loans Available in Waterloo, IL By The Following ZIP Codes:

62298

Are Payday Loans Legal In Waterloo, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Waterloo, IL payday loan calculator

F.A.Q.

Can I get a payday loan from a bank in Waterloo, Illinois?

No, payday loans are not offered by traditional banks in Waterloo, Illinois. These loans are only available from licensed payday lenders, which are typically small, independent businesses.

Can I get a payday loan from a credit union in Waterloo, Illinois?

Yes, some credit unions in Waterloo, Illinois may offer small personal loans that are similar to payday loans. However, these loans may have lower interest rates and more favorable terms than payday loans. It is important to compare the terms and conditions of credit union loans with those of payday loans to determine the best option for your financial situation.

How Many Cash Advance Companies are in Waterloo, IL?

With the help of our service, you will be able to find 5 cash advance companies in Waterloo, IL

What Cash Advance Companies in Waterloo, IL are the most popular?

You should check First Bank, First National Bank of Waterloo, and Quick Cash. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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