Payday Loans in Calamus, Iowa

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No payday loan companies in Calamus, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 1831 Lake Ave N, Storm Lake, IA 50588
Great Western Bank 120 S 68th St, West Des Moines, IA 50266 +1 (515) 226 - 0800
Security Savings Bank 102 S Main St 7713, Dayton, IA 50530 +1 (515) 547 - 2274
Chec King Payday Advance 2222 E 53rd St #4, Davenport, IA 52807 +1 (563) 355 - 4059
MidWestOne Bank - Commercial Lending 9325 Bishop Dr 120, West Des Moines, IA 50266 +1 (515) 224 - 2300
Peoples Credit Union 310 1st St, Webster City, IA 50595 +1 (515) 832 - 6346
Lennox Employees Credit Union 1004 E Main St, Marshalltown, IA 50158 +1 (641) 754 - 4501
Farmers & Merchants Savings 200 N Devoe St, Lone Tree, IA 52755 +1 (319) 629 - 4222
MBT Bank Downtown Clear Lake 300 1st Ave N, Clear Lake, IA 50428 +1 (641) 357 - 7074
American Abstract and Title Guaranty - Fort Madison 814 Ave F, Fort Madison, IA 52627 +1 (319) 372 - 8110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Calamus, IA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Sioux City, IA, Payday Loans in Urbandale, IA, Online Loans in Waterloo, IA, Emergency Loan in West Des Moines, IA, Short-term Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA and Payday Loans in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calamus, IA.

Payday Loans Available in Calamus, IA By The Following ZIP Codes:

52729

Are Payday Loans Legal In Calamus, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Calamus, IA payday loan calculator

Understanding Payday Loans in Calamus, Iowa

If you’re short on cash and have bills to pay, payday loans can be a quick and easy solution. In Iowa, payday loans are legal, which means you can apply for one in Calamus without breaking any laws. However, like any type of loan, it’s important to do your research and understand the terms before you sign on the dotted line.

What is a Payday Loan?

A payday loan is a short-term loan solution that is typically due on your next payday. In Calamus, Iowa, you can borrow up to $500 from a licensed payday lender. These loans are designed to help you cover unexpected expenses or bills that you may not be able to pay with your current income.

How do Payday Loans Work?

To apply for a payday loan in Calamus, you’ll need to provide proof of income, such as a pay stub or bank statement. You must also be at least 18 years old, have a valid ID and a checking account. If you’re approved for a loan, the lender will give you the cash you need with the agreement that you pay it back, plus interest and fees, on your next payday.

It’s important to note that payday loans can be expensive, with high interest rates and fees. This is because they are a short-term solution, and lenders take on more risk by loaning to borrowers with lower credit scores or without collateral. You should only borrow what you need and be confident that you can pay it back on time to avoid additional fees or penalties.

Benefits of Payday Loans

  • Quick and easy to apply for, with most applications taking just a few minutes to complete
  • No collateral required
  • You can use the funds for any purpose
  • Bad credit is not normally an issue, as most lenders don’t require a credit check

Interesting Facts and Statistics about Payday Loans in Calamus, Iowa

  • In Iowa, the average payday loan amount is $341
  • Iowa has some of the lowest maximum payday loan interest rates in the country
  • The majority of payday lenders in Iowa are small businesses with fewer than 10 employees
  • In Iowa, borrowers may only take out one payday loan at a time, and must wait 24 hours before taking out another loan

Apply Now

Are you in need of a payday loan in Calamus, Iowa? Look no further than TheGuaranteedLoans. Our online platform connects you with lenders who can offer you a loan that meets your needs and financial situation. Apply now by filling out our simple online application form, and we’ll take care of the rest. Remember, TheGuaranteedLoans is not a direct lender, but a connector service that facilitates the process of connecting borrowers with potential lenders.

Don’t let unexpected expenses get you down. With a payday loan from TheGuaranteedLoans and some careful planning, you can tackle those bills and get back on track.

F.A.Q.

Can I rollover or extend a payday loan in Calamus, Iowa?

Rolling over or extending a payday loan in Calamus, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in Calamus, Iowa?

Yes, in Calamus, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.