Payday Loans in Dougherty, Iowa

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No payday loan companies in Dougherty, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 3003 US-61, Muscatine, IA 52761 +1 (563) 263 - 8312
First State Bank 600 Park St, Stanhope, IA 50246 +1 (515) 826 - 3222
Mass Mutual Financial Group 505 5th St 405, Sioux City, IA 51101 +1 (712) 258 - 5521
Aspire Resources Inc 6805 Vista Dr, West Des Moines, IA 50266 +1 (877) 855 - 1119
Easy Cash Solutions 303 Lincoln Way, Ames, IA 50010 +1 (515) 233 - 3138
United Bank of Iowa 10 N Grove St, Kiron, IA 51448 +1 (712) 675 - 4512
Check Into Cash 815 US Hwy 30 West, Carroll, IA 51401 +1 (712) 792 - 0867
Farm Credit Services of America 1015 590th St, Storm Lake, IA 50588 +1 (712) 732 - 5250
Garner Chamber of Commerce 485 State St, Garner, IA 50438 +1 (641) 923 - 3993
Westside State Bank 1020 US-71, Carroll, IA 51401 +1 (712) 775 - 2770

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dougherty, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Davenport, IA, Payday Loans in Des Moines, IA, Bad Credit Loans in Dubuque, IA, Payday Loans in Iowa City, IA, Short-term Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA and Short-term Loans in Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dougherty, IA.

Payday Loans Available in Dougherty, IA By The Following ZIP Codes:

50433

Are Payday Loans Legal In Dougherty, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Dougherty, IA payday loan calculator

Payday Loans in Dougherty, Iowa: Your Ultimate Guide

Are you a Dougherty, Iowa resident in need of cash quickly? Payday loans may be the solution to your financial stress. Payday loans are legal in Iowa, and if used responsibly, they can help you get by until your next paycheck.

In this guide, we’ll explain everything you need to know about payday loans in Dougherty, Iowa, including the application process, loan terms and conditions, and how to find a reputable lender. We’ll also share some interesting statistics and facts about payday loans in Iowa, so keep reading to learn more.

The Basics of Payday Loans in Dougherty, Iowa

Payday loans are short-term loans that are typically due on your next payday. These loans can be helpful if you need cash quickly to cover unexpected expenses, such as a medical bill or car repair. The loan amount ranges from $100 to $1,000, depending on your income and other qualifying factors.

The eligibility requirements for a payday loan in Iowa are relatively straightforward. To apply, you must:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have a regular source of income
  • Have a valid checking account

If you meet these requirements, the application process is relatively simple. You’ll need to provide proof of income and identification, and you’ll need to fill out an application. If approved, you’ll receive your loan funds usually within one business day.

Payday Loan Regulations in Iowa

Payday loans are legal in Iowa, but there are certain regulations in place to protect consumers. The interest rate on a payday loan cannot exceed 15% of the loan amount. For example, if you borrow $300, the maximum interest rate is $45.

Additionally, lenders in Iowa are required to provide loan agreements in writing. The agreement must include a clear explanation of the loan terms, including the interest rate, fees, and due date. If you have any questions about the loan agreement, be sure to ask the lender before signing.

Finding a Reputable Payday Loan Lender in Dougherty, Iowa

When searching for a payday loan lender in Dougherty, Iowa, it’s important to do your research. Look for lenders that are licensed and regulated by the state of Iowa, and make sure to read online reviews to see what other customers have to say.

You can also use online lending platforms like TheGuaranteedLoans to connect with potential lenders. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We facilitate the connection between borrowers and lenders, making it easier for you to find a lender that meets your needs.

Interesting Facts and Statistics about Payday Loans in Dougherty, Iowa

  • The average payday loan amount in Iowa is $320.
  • In Iowa, the maximum loan term is 31 days.
  • According to a survey by the Iowa Division of Banking, fewer than 10% of payday loan customers default on their loans.

Apply Now

If you’re in need of a payday loan in Dougherty, Iowa, TheGuaranteedLoans can help. Our online application process is fast, easy, and secure. Simply fill out our application form, and we’ll connect you with potential lenders that meet your needs. Remember, we’re a connector service, not a direct lender, so you can rest assured that we’re focused on finding the best loan for you.

Don’t let financial stress get you down. Apply for a payday loan today and get the cash you need to get back on track.

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in Dougherty, Iowa?

Yes, in Dougherty, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in Dougherty, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in Dougherty, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.