Payday Loans in Riverton, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Riverton, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - North Liberty 580 W Cherry St, North Liberty, IA 52317 +1 (800) 872 - 2657
Allied Pawn Loans & Jewelry 2013 Central Ave #900, Dubuque, IA 52001 +1 (563) 583 - 5187
Walmart Money Center 415 Industrial Ave, Grinnell, IA 50112 +1 (641) 236 - 4999
Lincoln Savings Bank 109 E Main St, Lincoln, IA 50652 +1 (641) 473 - 2643
Pawn Shop 509 8th St, Sioux City, IA 51101 +1 (712) 233 - 2772
Jack Burns Financial 2020 E Oak St, Algona, IA 50511 +1 (844) 752 - 5433
Great Western Bank 111 N Main St, Leon, IA 50144 +1 (641) 446 - 4841
U.S. Bank ATM - Humboldt Drive-Up in Parking Lot 701 Sumner Ave, Humboldt, IA 50548 +1 (800) 872 - 2657
Hogan - Hansen, CPAs and Consultants 120 E State St, Algona, IA 50511 +1 (515) 295 - 2437
Academy Mortgage - Cedar Rapids 3412 Center Point Rd NE b, Cedar Rapids, IA 52402 +1 (319) 364 - 4992

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Riverton, IA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Waterloo, IA, Payday Loan Without a Credit Check in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and 24-Hour Loan in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Riverton, IA.

Beautiful sights of Riverton, IA

Payday Loans Available in Riverton, IA By The Following ZIP Codes:

51650

Are Payday Loans Legal In Riverton, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Riverton, IA payday loan calculator

Payday Loans in Riverton, Iowa: What You Need to Know

Life can be unpredictable, and unexpected expenses can leave individuals in Riverton, Iowa in a difficult financial position. For those who need a small amount of cash to make ends meet, payday loans can provide a solution. In Iowa, payday loans are legal, making it a viable option for those who qualify.

What are Payday Loans?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. Unlike traditional loans that are paid back over an extended period of time, payday loans are meant to be quick and accessible to individuals who need cash immediately.

Payday loan amounts typically range from $100 to $500, although this can vary depending on the lender and the borrower’s eligibility. The loan is secured against the borrower’s future paycheck, and repayment is usually due within 14 days to a month.

How Do Payday Loans Work in Riverton, Iowa?

Before deciding to take out a payday loan in Riverton, Iowa, it’s essential to understand the application process, eligibility requirements, and repayment terms.

To apply for a payday loan, borrowers must provide personal information, including their name, address, and social security number. Lenders will also require proof of income and a checking account to which the loan can be deposited and repaid on the due date.

In Riverton, Iowa, payday loan lenders are required by law to be licensed and authorized by the State. This ensures that borrowers are protected from fraudulent lenders who engage in unethical practices. It’s crucial to check the credentials of a lender before applying for a payday loan.

When a borrower is approved for a payday loan, they agree to repay the loan plus interest and fees on the due date. The interest rate varies depending on the lender and the borrower’s creditworthiness. Borrowers should carefully review the repayment terms to ensure they can afford to repay the loan on time.

Benefits and Risks of Payday Loans

Payday loans can be a useful option for individuals who need cash quickly and have no other available options. However, they come with risks that borrowers must consider.

One of the most significant risks of payday loans is the high-interest rates and fees associated with the loan, making them more expensive than traditional loans. Borrowers can find themselves trapped in a cycle of debt if they miss the repayment due date and accrue additional interest and fees.

On the other hand, payday loans offer several benefits, including:

  • Fast approval and access to cash when needed
  • No credit check required
  • No collateral necessary
  • Simple application process

Interesting Facts and Statistics About Payday Loans in Riverton, Iowa

  • According to a study by the Iowa Division of Banking, the average payday loan amount is $305, with an average repayment term of 12.25 days.
  • The same study found that the average fee for a payday loan in Iowa is $15 per $100 borrowed.
  • As per the Consumer Financial Protection Bureau (CFPB), in 2019, approximately 12 million Americans used payday loans, with Iowa being one of the states with the highest usage rate.

Apply Now for a Payday Loan in Riverton, Iowa

If you need a payday loan in Riverton, Iowa, TheGuaranteedLoans can help you connect with potential lenders. Remember that TheGuaranteedLoans is a loan matching service, and we’ll facilitate your connection with potential lenders. Applying for a loan through TheGuaranteedLoans is simple and straightforward. Fill out our online application, and we’ll connect you with the right lender for your needs.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Riverton, Iowa?

Yes, in Riverton, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Riverton, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Riverton, Iowa. Payday loans are unsecured loans, which means they do not require collateral.