Payday Loans in Udell, Iowa

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No payday loan companies in Udell, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 3003 US-61, Muscatine, IA 52761 +1 (563) 263 - 8312
United States Postal Service 515 P St, South Amana, IA 52334 +1 (800) 275 - 8777
Advance America 626 South Monroe, Mason City, IA 50401 +1 (641) 424 - 5750
Check `n Go 3418 8th St SW STE 4, Altoona, IA 50009 +1 (515) 967 - 2503
Central State Bank 214 Main St, McGregor, IA 52157 +1 (563) 873 - 3425
Mike Hansen As The Shop LLC 1713 E 7th St 2, Atlantic, IA 50022 +1 (712) 249 - 1587
American Bank 234 5th Ave SW, Le Mars, IA 51031 +1 (712) 546 - 2345
U.S. Bank Branch 701 Sumner Ave, Humboldt, IA 50548 +1 (515) 332 - 1142
Check `n Go 1702 W Broadway Suite 5, Council Bluffs, IA 51501 +1 (515) 608 - 8213
Wagner Accounting & Tax Service 607 Myatt Dr 1, Maquoketa, IA 52060 +1 (563) 652 - 5152

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Udell, IA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Davenport, IA, Payday Loans in Des Moines, IA, Same Day Loans in Dubuque, IA, Payday Loans in Iowa City, IA, No Credit Check Loans in Marion, IA, 24-Hour Loan in Sioux City, IA, Guaranteed Loans in Urbandale, IA and Online Loans in Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Udell, IA.

Payday Loans Available in Udell, IA By The Following ZIP Codes:

52593

Are Payday Loans Legal In Udell, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Udell, IA payday loan calculator

Payday Loans in Udell, Iowa

Are you in need of emergency funds in Udell, Iowa? Payday loans may be the solution you’re looking for. These short-term loans are designed to provide instant cash to those facing unforeseen expenses or financial emergencies. Before you decide to apply for a payday loan, it is important to understand the process, fees, and regulations governing this type of lending in Iowa.

The Basics of Payday Loans

Payday loans are short-term loans that must be paid back in full by the borrower’s next payday. These loans are often used to cover unexpected expenses, such as car repairs, medical bills, or household emergencies. To apply for a payday loan, borrowers must provide proof of income and identification. Loan amounts vary depending on the borrower’s income and are typically between $100 and $500.

Payday Loan Fees and Interest Rates

Payday loans in Iowa are subject to state regulation. In Iowa, lenders are allowed to charge a maximum of $15 for every $100 borrowed, up to a maximum of $500. For example, if a borrower takes out a loan of $300, the lender can charge a fee of $45. This fee must be paid in addition to the loan amount, which must be paid back in full on the borrower’s next payday.

It is important to note that payday loans often come with high-interest rates, which can make repayment difficult for some borrowers. In Iowa, lenders are allowed to charge an interest rate of up to 36% per year, including fees and other charges. It is essential to carefully consider the repayment terms and interest rates before you apply for a payday loan.

How to Apply for a Payday Loan in Udell, Iowa

If you’re considering a payday loan in Udell, Iowa, you can apply through TheGuaranteedLoans. We are a connector service that helps borrowers find lenders who may be willing to provide them with the emergency funds they need. Our online application process is quick and easy, and there are no upfront fees.

To apply for a payday loan through TheGuaranteedLoans, you must meet the following requirements:

  • Be at least 18 years old
  • Be a US citizen or permanent resident
  • Have a bank account in your name
  • Have a steady source of income
  • Provide proof of identification, such as a driver’s license or passport

Benefits of Using TheGuaranteedLoans

When you apply for a payday loan through TheGuaranteedLoans, you benefit from our years of experience in the lending industry. We work with a network of trusted lenders who can help you get the funds you need, even if you have bad credit or no credit history. Our online application process is fast and secure, and you can receive a loan decision in minutes.

Statistical Data on Payday Loans in Udell, Iowa

According to the Iowa Division of Banking, there were 72,386 payday loan transactions in Iowa during fiscal year 2020. The amount of payday loans made was approximately $28.5 million, with an average loan amount of $393. The average annual percentage rate (APR) on these loans was 280%, and the average repayment term was 14 days.

Apply Now for a Payday Loan in Udell, Iowa

If you need emergency funds in Udell, Iowa, don’t hesitate to apply for a payday loan through TheGuaranteedLoans. Our online application process is fast and easy, and we can connect you with lenders who can provide you with the funds you need. Remember, payday loans are a short-term solution and should be used responsibly. If you have any questions or concerns about payday loans in Iowa, please contact us today.

Important Note:

TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions, and we do not guarantee approval or funding. We provide our services free of charge to borrowers, and we receive a commission from lenders for facilitating connections. There are no fees or obligations associated with using TheGuaranteedLoans, and your information is safe and secure when you apply through our website.

F.A.Q.

Can a payday loan lender in Udell, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Udell, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Udell, Iowa?

Yes, the minimum loan term for payday loans in Udell, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.