Payday Loans in Independence, Kansas

Payday Loan Companies in Independence, KS

Company nameAddressZip codePhone number
Advance America 1802 W Main St c 67301 +1 (620) 331 - 7986
American Payday Loans 112 E Main St 67301 +1 (620) 331 - 2700
Check `n Go 532 N Pennsylvania Ave 67301 +1 (620) 331 - 7887
check n go, Check n Go Store Directory 532 N Pennsylvania Ave 67301 +1 (620) 331 - 7887
Commercial Bank 501 N Pennsylvania Ave 67301 +1 (620) 331 - 5110
Community National Bank & Trust 125 N Pennsylvania Ave 67301 +1 (620) 331 - 3100
Equity Bank 112 E Myrtle St 67301 +1 (620) 331 - 1660
FirstOak Bank 113 N Pennsylvania Ave 67301 +1 (800) 960 - 4639
Gemini Funding Corp 322 N Pennsylvania Ave 67301 +1 (620) 331 - 9888
Great Plains Federal Credit union 123 E Main St 67301 +1 (620) 331 - 4060
Jackson Hewitt Tax Service 121 Peter Pan Rd 67301 +1 (620) 331 - 4000
Kansas Teachers Community Cu 119 S 8th St 67301 +1 (620) 331 - 6934
Kansas Teachers Credit Union 112 N 10th St 67301 +1 (620) 331 - 6904
Money Mart 112 E Main St 67301 +1 (620) 331 - 2700
Romans Outdoor Power, Inc. 2313 W Main St 67301 +1 (620) 331 - 2970
Skyward Credit Union 1 Cessna Blvd 67301 +1 (833) 759 - 1941
Walmart Money Center 121 Peter Pan Rd 67301 +1 (620) 331 - 5805

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Independence, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Quick Loan in Leavenworth, KS, 24-Hour Loan in Leawood, KS, Payday Loans in Lenexa, KS and Online Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Independence, KS.

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Payday Loans Available in Independence, KS By The Following ZIP Codes:

67301

Are Payday Loans Legal In Independence, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Independence, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Independence, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Independence, KS payday loan calculator

Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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