Payday Loans in Ottawa, Kansas

Payday Loan Companies in Ottawa, KS

Company nameAddressZip codePhone number
Advance America 235 W 23rd St 66067 +1 (785) 242 - 2345
Arvest Bank 119 E 3rd St 66067 +1 (785) 229 - 3930
Arvest Bank ATM 120 E 19th St 66067 +1 (866) 952 - 9523
ATM - Bank Midwest 1506 S Main St 66067 +1 (800) 867 - 2265
Bank Midwest 434 S Main St 66067 +1 (785) 242 - 2900
Bank of the West 700 S Main St 66067 +1 (785) 242 - 2804
Cash 2 Go 104 E Logan St 66067 +1 (785) 242 - 8003
Cash-2-Go 2232 S King St 66067 +1 (785) 242 - 2228
Fairway Independent Mortgage Corporation 322 S Main St Suite B 66067 +1 (785) 423 - 6721
Goppert State Savings Bank 1250 E Logan St 66067 +1 (785) 242 - 6777
Great Southern Bank 2040 S Princeton St 66067 +1 (785) 242 - 1400
Kansas State Bank 1314 S Main St 66067 +1 (785) 242 - 1011
Midwest Fidelity Services, LLC 103 S Main St 66067 +1 (844) 343 - 4589
MoneyGram 213 E 23rd St 66067 +1 (785) 242 - 2345
Walmart Money Center 2101 S Princeton St 66067 +1 (785) 242 - 9222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ottawa, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, 24-Hour Loan in Olathe, KS, Payday Loans in Overland Park, KS and Payday Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ottawa, KS.

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Payday Loans Available in Ottawa, KS By The Following ZIP Codes:

66067

Are Payday Loans Legal In Ottawa, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Ottawa, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Ottawa, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Ottawa, KS payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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