Payday Loans in Saint Landry, Louisiana

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No payday loan companies in Saint Landry, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 1005 E Georgia Ave, Ruston, LA 71270 +1 (318) 255 - 2009
Shreveport Cash Advance 273 E 70th St, Shreveport, LA 71106 +1 (318) 869 - 4591
Community Loans of America 349 W Landry St, Opelousas, LA 70570 +1 (337) 594 - 8920
World Finance 207 E Park St, Crowley, LA 70526 +1 (337) 783 - 5878
Dr Check 1817 Airline Dr, Bossier City, LA 71112 +1 (318) 746 - 1500
ACE Cash Express 7605 Westbank Expy, Marrero, LA 70072 +1 (504) 347 - 8945
Hometown Credit of Jackson 2032 LA-10, Jackson, LA 70748 +1 (225) 634 - 3500
Paycheck Loans 3493 LA-28, Alexandria, LA 71303 +1 (318) 442 - 4599
Advance America 2820 Louisville Ave Suite 120, Monroe, LA 71201 +1 (318) 322 - 3320
Check Into Cash 1597 Gause Blvd a, Slidell, LA 70458 +1 (985) 641 - 4840

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Landry, LA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Houma, LA, Emergency Loan in Kenner, LA, Bad Credit Loans in Lafayette, LA, Payday Loans in Lake Charles, LA, No Credit Check Loans in Marrero, LA, Payday Loans in Metairie, LA, Payday Loans in Monroe, LA and Payday Loans in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Landry, LA.

Beautiful sights of Saint Landry, LA

Are Payday Loans Legal In Saint Landry, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Saint Landry, LA payday loan calculator

Payday Loans in Saint Landry, Louisiana

When unexpected expenses arise, many people in Saint Landry, Louisiana, turn to payday loans as a way to bridge the gap until their next paycheck arrives. Payday loans are a type of short-term loan that allows you to borrow a small amount of money to cover your expenses until your next payday. In Louisiana, payday loans are legal, but there are regulations in place to protect borrowers from accruing large amounts of debt due to high-interest rates and rollover fees.

How do Payday Loans Work in Saint Landry, Louisiana?

To obtain a payday loan in Saint Landry, Louisiana, you must be at least 18 years old and have a steady source of income. The loan application process is simple and can be completed in person at a payday loan store or online through a lender’s website. You will need to provide personal information, such as your name, address, and bank account details.

Once you have been approved for a loan, you will receive the funds directly into your bank account. To repay the loan, you will need to provide the lender with a post-dated check or authorize a debit from your bank account on the due date. The due date is typically your next payday.

It’s important to note that payday loans in Saint Landry, Louisiana, have high-interest rates and fees. The maximum amount you can borrow is $350, and lenders can charge up to 16.75% interest and a $45 finance charge for each $100 borrowed. If you are unable to repay the loan on the due date, you can request a 60-day repayment plan, but this will come with an additional fee.

Are Payday Loans a Good Option in Saint Landry, Louisiana?

Payday loans in Saint Landry, Louisiana, can be a good option for those who need a small amount of money quickly to cover urgent expenses. However, they should be used with caution due to their high-interest rates and fees. It’s important to weigh the pros and cons of taking out a payday loan and consider alternative options, such as borrowing from friends or family, negotiating with creditors, or applying for a personal loan with a lower interest rate.

Interesting Facts and Statistics about Payday Loans in Saint Landry, Louisiana

  • Approximately 13% of Louisiana households took out payday loans in 2017.
  • The average payday loan in Louisiana is $350.
  • 44% of borrowers renew their payday loans in Louisiana, which can lead to a cycle of debt.
  • Louisiana has the highest concentration of payday lenders in the United States.

Apply Now for a Payday Loan in Saint Landry, Louisiana

If you are in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help you connect with potential lenders in Saint Landry, Louisiana. We are a connector service that helps match borrowers with lenders who can provide payday loans that meet their needs. Simply visit our website and fill out an online application. Remember, we are not a direct lender, and we do not make credit decisions or offer loans directly. Instead, we facilitate the connection between borrowers and lenders to ensure a smooth and easy loan process.

F.A.Q.

Can I take out a payday loan if I have bad credit?

Yes, payday loans in Saint Landry, Louisiana are typically available to consumers with bad credit. However, the terms of the loan, such as the interest rate and fees, may be higher for those with poor credit.

What are payday loans in Saint Landry, Louisiana?

Payday loans in Saint Landry, Louisiana are short-term loans that are intended to cover unexpected expenses or to help with a temporary financial shortfall. These loans are typically for small amounts, and they must be repaid on the borrower's next payday.