Payday Loans in Harris, Michigan

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No payday loan companies in Harris, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Connection 2311 Division Ave S, Grand Rapids, MI 49507 +1 (616) 245 - 1855
Universal Jewelry & Loan, Inc. GUNS & AMMO, BUY/SELL/TRADE GUNS, GOLD, JEWELRY, DIAMONDS, CASH LOANS 24834 John R Rd, Hazel Park, MI 48030 +1 (248) 542 - 5921
Instant Cash Advance 3480 Gull Rd, Kalamazoo, MI 49048 +1 (269) 342 - 9000
Team Hodges, Inc. 2265 S M-76, West Branch, MI 48661 +1 (989) 726 - 4840
Old National Bank 200 N Maple Rd, Saline, MI 48176 +1 (734) 470 - 5200
Huntington Bank 3900 US-10, Ludington, MI 49431 +1 (231) 907 - 4020
Bank of America with Drive-thru ATM 27511 Telegraph Rd, Flat Rock, MI 48134 +1 (734) 782 - 1119
Credit Bureau Services of Michigan 1037 Water St Ste 3, Port Huron, MI 48060 +1 (810) 984 - 4179
Transnation Title Agency Manistique 125 S Cedar St, Manistique, MI 49854 +1 (906) 451 - 5180
Bank of America with Drive-thru ATM 45850 Michigan Ave, Canton, MI 48188 +1 (734) 495 - 3516

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Harris, MI, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Pontiac, MI, Payday Loans in Portage, MI, Payday Loans in Roseville, MI, Bad Credit Loans in Royal Oak, MI, Bad Credit Loans in Saginaw, MI, Short-term Loans in Saint Clair Shores, MI, Payday Loans in Southfield, MI and Online Loans in Sterling Heights, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harris, MI.

Beautiful sights of Harris, MI

Payday Loans Available in Harris, MI By The Following ZIP Codes:

49845

Are Payday Loans Legal In Harris, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Harris, MI payday loan calculator

Understanding Payday Loans in Harris, Michigan

If you are in Harris, Michigan, and find yourself in need of quick cash to settle an unexpected expense, a payday loan might be an option to consider. Payday loans are legal in Michigan, and they offer a fast way to get cash to anyone who needs it. However, before you apply for a payday loan, it’s essential to understand the basics of how payday loans work and what they entail.

What are Payday Loans?

Payday loans are small, short-term loans that are designed to help you cover unexpected expenses until your next paycheck. These loans are usually for small amounts, usually ranging between $100 and $1000, and they are typically due on your next payday, hence the name “payday loan.”

Payday loans provide a quick and convenient way to get cash, as the application process is simple and often requires minimal documentation. However, due to the high-interest rates and fees associated with payday loans, they should only be used as a last resort, after you have exhausted all other options.

The Application Process for Payday Loans in Harris, Michigan

The application process for payday loans in Harris, Michigan, is straightforward and easy to understand. You can apply for a payday loan online or in-person at a lending institution. The information required for the application includes your name, address, employment information, bank account information, and some form of identification.

The lending institution may also require you to provide a post-dated check or authorization to withdraw funds from your bank account on the due date of the loan. Once your application is approved, you will get the loan amount, minus any fees and interest. The loan is usually due in full on your next payday.

The Pros and Cons of Payday Loans in Harris, Michigan

  • Pros: Payday loans provide quick and convenient access to cash, which is ideal for emergency situations where funds may not be readily available.
  • Cons: Payday loans come with high-interest rates, and if you fail to repay the loan on time, you may incur additional fees and damage your credit score.

Interest Rates and Fees for Payday Loans in Harris, Michigan

The interest rates and fees for payday loans in Michigan are regulated by the state. In Michigan, the annual percentage rate (APR) for payday loans can be as high as 390%. For example, if you borrow $100 for two weeks, you will be required to pay back $115, which includes a $15 fee.

Interesting Facts and Statistics about Payday Loans in Harris, Michigan

  • In Michigan, the average payday loan borrower takes out eight loans a year, with an average loan amount of $369.
  • According to a study by the Pew Charitable Trusts, the average payday loan borrower in Michigan spends about 200 days a year in debt.
  • The majority of payday loan borrowers in Michigan are young adults between the ages of 18 and 34.

Apply Now

If you need a payday loan in Harris, Michigan, TheGuaranteedLoans can help you connect with potential lenders who can provide you with the cash you need. As a connector service, we do not offer direct loans, but we work with numerous lenders to help you find the best loan option for your needs. Visit our website and fill out our online application to get started.

Final Thoughts

Before taking out a payday loan, it’s essential to understand the terms, fees, and interest rates associated with the loan. Make sure you have a clear understanding of how much the loan will cost you and how much you will be required to repay. Remember, payday loans should only be used as a last resort and should not be relied on as a long-term solution to financial problems.

F.A.Q.

Can a payday lender in Harris, Michigan take me to court if I default on my loan?

Yes, a payday lender in Harris, Michigan can take you to court if you default on your loan. The lender may seek a judgment against you for the unpaid balance, which could result in additional legal fees and consequences. It is important to seek legal advice if you are facing this situation.

What are the requirements to qualify for a payday loan in Harris, Michigan?

To qualify for a payday loan in Harris, Michigan, you must be at least 18 years old, have a valid ID, a checking account, and a steady source of income.