Payday Loans in Johannesburg, Michigan

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No payday loan companies in Johannesburg, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
CheckSmart 33320 Plymouth Rd, Livonia, MI 48150 +1 (734) 261 - 3857
Instant Cash 3087 W Houghton Lake Dr, Houghton Lake, MI 48629 +1 (989) 366 - 6500
Sterling Bank & Trust FSB 1 Towne Square 1900 1900, Southfield, MI 48076 +1 (248) 355 - 2400
TCF Bank 125 Briarwood Cir, Ann Arbor, MI 48108 +1 (800) 823 - 2265
Raymond James 591 Rainbow Dr, East Tawas, MI 48730 +1 (989) 362 - 4784
Huntington Bank 201 E Main St, Marion, MI 49665 +1 (231) 743 - 2491
Chemical Bank 303 Arlington St, Middleville, MI 49333 +1 (269) 795 - 3361
Check `n Go 2960 Center Ave, Essexville, MI 48732 +1 (989) 893 - 1932
christopher and company cpa 270 S Benzie Blvd, Beulah, MI 49617 +1 (231) 882 - 2313
Thrivent Financial for Lutherans 298 Main St, East Tawas, MI 48730 +1 (989) 623 - 7022

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Johannesburg, MI, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lincoln Park, MI, Payday Loans in Livonia, MI, Bad Credit Loans in Macomb, MI, Quick Loan in Madison Heights, MI, Same Day Loans in Midland, MI, Bad Credit Loans in Muskegon, MI, Payday Loans in Novi, MI and Online Loans in Pontiac, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Johannesburg, MI.

Beautiful sights of Johannesburg, MI

Are Payday Loans Legal In Johannesburg, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Johannesburg, MI payday loan calculator

Payday Loans in Johannesburg, Michigan: A Comprehensive Guide

Payday loans are a popular financial solution for many individuals who need quick cash to cover unexpected expenses. In Johannesburg, Michigan, payday loans are legal and there are several lenders who offer these loans. However, before you decide to take out a payday loan, it is important to understand what these loans are and how they work.

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are usually for small amounts of money, and they are often used to cover unexpected expenses such as car repairs or medical bills. To apply for a payday loan, you must have a steady source of income and a valid identification card.

How Do Payday Loans Work?

When you apply for a payday loan, you will typically be asked to provide proof of income and identification. The lender will then use this information to determine if you qualify for the loan and how much money you can borrow. If you are approved, you will receive the loan amount, minus any fees, and you will be required to pay back the loan on your next payday.

Payday loans typically have high interest rates and fees, so it is important to understand the terms of the loan before you apply. You should also make sure that you can afford to pay back the loan on your next payday, as failure to do so can result in additional fees and a damaged credit score.

Applying for Payday Loans in Johannesburg, Michigan

If you need a payday loan in Johannesburg, Michigan, there are several lenders who can help. You can apply for a loan online or in person at one of their locations. However, it is important to do your research before you choose a lender. Look for a lender that is transparent about their fees and interest rates, and read reviews from other customers to ensure that they are trustworthy.

Interesting Facts and Statistics About Payday Loans in Johannesburg, Michigan

  • Payday loans are legal in Michigan, but the state has some of the strictest regulations on payday lenders in the country.
  • In 2019, the average payday loan in Michigan was $375 with an interest rate of 369%.
  • There are approximately 400 payday lenders operating in Michigan, with many located in low-income areas.
  • The Michigan Department of Insurance and Financial Services received over 4,000 complaints about payday lenders in 2019, with most of the complaints related to excessive fees and interest rates.
  • Michigan lawmakers are currently considering legislation that would cap interest rates on payday loans at 36%.

Apply Now

If you need a payday loan in Johannesburg, Michigan, TheGuaranteedLoans can help. We are a connection service, not a direct lender, and we work with a network of trusted lenders to help you find the best loan for your needs. To get started, simply fill out our online application form. We’ll match you with potential lenders who can offer you the cash you need, when you need it.

Remember, payday loans can be a great solution for short-term financial needs, but they should only be used in emergencies. Make sure that you understand the fees and interest rates associated with the loan, and be sure that you can afford to pay it back when it is due.

F.A.Q.

Can I be arrested for not repaying my payday loan in Johannesburg, Michigan?

No, you cannot be arrested for not repaying your payday loan in Johannesburg, Michigan. However, the lender may choose to pursue legal action against you to recover the unpaid balance.

Is it illegal to take out a payday loan in Johannesburg, Michigan if I am already in debt?

No, it is not illegal to take out a payday loan in Johannesburg, Michigan if you are already in debt. However, it is important to carefully consider whether you will be able to repay the loan and avoid further financial difficulties.