Payday Loans in Vicksburg, Michigan

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No payday loan companies in Vicksburg, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
TCF Bank 40770 Dequindre Rd, Sterling Heights, MI 48310 +1 (800) 823 - 2265
Genisys Credit Union 530 N Main St, Royal Oak, MI 48067 +1 (248) 268 - 1557
Online Auto llc 4141 Grand Blanc Rd, Swartz Creek, MI 48473 +1 (810) 215 - 1111
Frankenmuth Credit Union Bay City Branch 800 N Euclid Ave, Bay City, MI 48706 +1 (989) 497 - 1600
Consumers Credit Union 104 N Main St, Lawton, MI 49065 +1 (800) 991 - 2221
PNC Bank 328 S State St, Oscoda, MI 48750 +1 (989) 739 - 9131
Advance America 47524 Pontiac Trail, Wixom, MI 48393 +1 (248) 669 - 4556
Bank of America with Drive-thru ATM 27511 Telegraph Rd, Flat Rock, MI 48134 +1 (734) 782 - 1119
Advance America 3192 Commerce Lane Ste C-2, Ionia, MI 48846 +1 (616) 522 - 1618
Huntington Bank 3900 US-10, Ludington, MI 49431 +1 (231) 907 - 4020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Vicksburg, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Battle Creek, MI, Payday Loans in Bay City, MI, Payday Loans in Bedford, MI, Payday Loan for Dearborn, MI, Payday Loans in Dearborn Heights, MI, Payday Loans in Detroit, MI, Payday Loans in East Lansing, MI and Payday Loans in Eastpointe, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vicksburg, MI.

Beautiful sights of Vicksburg, MI

Payday Loans Available in Vicksburg, MI By The Following ZIP Codes:

49097

Are Payday Loans Legal In Vicksburg, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Vicksburg, MI payday loan calculator

Understanding Payday Loans in Vicksburg, Michigan

Payday loans are a type of short-term loan that offers quick access to cash for those facing unexpected financial expenses. In Michigan, payday loans are legal and regulated under state law.

If you’re in Vicksburg, Michigan, and need access to cash to pay for an emergency expense, a payday loan may be just what you need. But before you apply, it’s important to understand what payday loans are, how they work, and what to keep in mind when considering one.

What is a Payday Loan?

A payday loan is a type of short-term loan designed to help people who need cash quickly. These loans are typically due on the borrower’s next payday and are meant to be repaid in full, along with fees and interest charges.

To obtain a payday loan, a borrower typically writes a postdated check or provides the lender with access to their bank account. The lender then advances them the cash they need, minus fees and interest charges. When the loan comes due, the lender cashes the borrower’s check or withdraws the money from their account to repay the loan amount plus interest and fees.

How do Payday Loans Work in Vicksburg, Michigan?

In Michigan, payday loans are legal, but as with any financial decision, it’s important to do your research and understand the terms of the loan before signing on the dotted line. The state of Michigan regulates the payday loan industry and imposes limits on how much you can borrow, how much interest can be charged, and other factors.

For example, in Michigan, you can borrow up to $600 from a payday lender. The lender can charge up to 15% of the loan amount in fees, plus interest, and the loan can be for a maximum of 31 days. Beyond that, the lender cannot charge additional fees or interest.

It’s important to note that payday loans can be expensive. The high-interest rates and fees can quickly add up, making it difficult to repay the loan on time. Before taking out a payday loan in Vicksburg, Michigan, it’s important to consider all your options and ensure you can repay the loan on time.

Applying for a Payday Loan in Vicksburg, Michigan

If you need a payday loan in Vicksburg, Michigan, there are several lenders available to choose from. However, it’s important to be cautious when choosing a lender and to ensure they are reputable and licensed to operate in Michigan.

One option is to use a connector service like TheGuaranteedLoans. As a connector service, TheGuaranteedLoans is not a direct lender, but we connect borrowers with potential lenders who may be able to meet their needs. The application process is simple and can be completed online, and we work with a network of lenders who are licensed and regulated in Michigan.

Interesting Facts and Statistics About Payday Loans in Vicksburg, Michigan

  • In 2019, there were an estimated 499 payday lending locations in Michigan.
  • The average APR on a payday loan in Michigan is 369%.
  • The payday loan industry in Michigan collects $138 million in fees and interest annually.

Apply Now for a Payday Loan in Vicksburg, Michigan

If you need a payday loan in Vicksburg, Michigan, TheGuaranteedLoans can help. Our simple online application process connects you with licensed lenders who may be able to meet your needs. Remember that payday loans are a short-term financial solution and should only be used for emergency expenses. Before applying, be sure you can repay the loan on time to avoid expensive fees and interest charges.

Apply now and get connected with lenders who can help you get the cash you need today!

F.A.Q.

What is the maximum interest rate that a payday lender can charge in Vicksburg, Michigan?

in Vicksburg, Michigan, the maximum interest rate that a payday lender can charge is 15% per $100 borrowed. This means that for a loan of $100, the maximum interest charged would be $15.

What are some alternatives to payday loans in Vicksburg, Michigan?

There are several alternatives to payday loans in Vicksburg, Michigan, including borrowing from friends or family, using a credit card or line of credit, or seeking assistance from a non-profit organization or government agency. Some employers also offer short-term, low-interest loans to their employees as a way to help them through difficult financial times.