| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Community Markets | 945 S Main St | 45810 | +1 (419) 634 - 4881 |
| Raymond James Financial Services | 520 E Montford Ave | 45810 | +1 (419) 634 - 3232 |
| U.S. Bank Branch | 528 S Main St | 45810 | +1 (419) 634 - 7045 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Ada, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loans in Canton, OH, Payday Loans in Cincinnati, OH, No Credit Check Loans in Cleveland, OH, Payday Loans in Columbus, OH and Payday Loans in Cuyahoga Falls, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ada, OH.
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Beautiful sights of Ada, OH
Payday Loans Available in Ada, OH By The Following ZIP Codes:
45810
Are Payday Loans Legal In Ada, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Ada, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Ada, Ohio. There's a default limit of $1,000 in Ada, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Ada, OH payday loan calculator
F.A.Q.
Can a payday lender garnish my wages if I default on a payday loan in Ada, Ohio?
Yes, a payday lender can garnish your wages if you default on a payday loan in Ada, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.
What is a payday loan in Ada, Ohio?
A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.
How Many Cash Advance Companies are in Ada, OH?
With the help of our service, you will be able to find 3 cash advance companies in Ada, OH
What Cash Advance Companies in Ada, OH are the most popular?
You should check Community Markets, Raymond James Financial Services, and U.S. Bank Branch. Also, you can start your application online on our website.