Payday Loans in Amherst, Ohio

Payday Loan Companies in Amherst, OH

Company nameAddressZip codePhone number
American Eagle Mortgage 263 S Main St 44001 +1 (440) 984 - 7365
Fairway Independent Mortgage Corporation 315 N Leavitt Rd Suite 1, Suite 1 44001 +1 (440) 984 - 6576
First Federal Savings and Loan of Lorain 1180 Park Ave 44001 +1 (440) 984 - 4009
Huntington Bank 160 Cleveland Ave 44001 +1 (440) 984 - 2471
Jankowski Financial Services 145 Park Ave 44001 +1 (440) 988 - 7557
LorMet Community Federal Credit Union 2051 Cooper Foster Park Rd 44001 +1 (440) 960 - 6600
National Cash Advance 2265 Cooper Foster Park Rd 44001 +1 (440) 282 - 1853
Northwest Bank 1175 Cleveland Ave 44001 +1 (440) 988 - 4423

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Amherst, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Massillon, OH, Guaranteed Loans in Mentor, OH, Payday Loans in Middletown, OH, Payday Loans in Newark, OH, Payday Loan for North Olmsted, OH, Payday Loan for North Ridgeville, OH, Online Loans in North Royalton, OH and Payday Loans in Reynoldsburg, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Amherst, OH.

Beautiful sights of Amherst, OH

Payday Loans Available in Amherst, OH By The Following ZIP Codes:

44001

Are Payday Loans Legal In Amherst, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Amherst, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Amherst, Ohio. There's a default limit of $1,000 in Amherst, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Amherst, OH payday loan calculator