| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| American Eagle Mortgage | 263 S Main St | 44001 | +1 (440) 984 - 7365 |
| Fairway Independent Mortgage Corporation | 315 N Leavitt Rd Suite 1, Suite 1 | 44001 | +1 (440) 984 - 6576 |
| First Federal Savings and Loan of Lorain | 1180 Park Ave | 44001 | +1 (440) 984 - 4009 |
| Huntington Bank | 160 Cleveland Ave | 44001 | +1 (440) 984 - 2471 |
| Jankowski Financial Services | 145 Park Ave | 44001 | +1 (440) 988 - 7557 |
| LorMet Community Federal Credit Union | 2051 Cooper Foster Park Rd | 44001 | +1 (440) 960 - 6600 |
| National Cash Advance | 2265 Cooper Foster Park Rd | 44001 | +1 (440) 282 - 1853 |
| Northwest Bank | 1175 Cleveland Ave | 44001 | +1 (440) 988 - 4423 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Amherst, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Massillon, OH, Guaranteed Loans in Mentor, OH, Payday Loans in Middletown, OH, Payday Loans in Newark, OH, Payday Loan for North Olmsted, OH, Payday Loan for North Ridgeville, OH, Online Loans in North Royalton, OH and Payday Loans in Reynoldsburg, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Amherst, OH.
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Beautiful sights of Amherst, OH
Payday Loans Available in Amherst, OH By The Following ZIP Codes:
44001
Are Payday Loans Legal In Amherst, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Amherst, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Amherst, Ohio. There's a default limit of $1,000 in Amherst, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Amherst, OH payday loan calculator
F.A.Q.
Can a payday lender require me to agree to arbitration or waive my legal rights in Amherst, Ohio?
No, a payday lender cannot require you to agree to arbitration or waive your legal rights in Amherst, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
Can a payday lender access my bank account or debit my account without my permission in Amherst, Ohio?
No, a payday lender cannot access your bank account or debit your account without your permission in Amherst, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Amherst, OH?
With the help of our service, you will be able to find 8 cash advance companies in Amherst, OH
What Cash Advance Companies in Amherst, OH are the most popular?
You should check American Eagle Mortgage, Fairway Independent Mortgage Corporation, and First Federal Savings and Loan of Lorain. Also, you can start your application online on our website.