Payday Loans in Bradner, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Bradner, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Americas Loan Company 127 E Main St, West Jefferson, OH 43162 +1 (614) 879 - 8004
KeyBank 1920 Tiffin Ave, Findlay, OH 45840 +1 (419) 423 - 3212
WesBanco Bank 6501 Mason Montgomery Rd, Mason, OH 45040 +1 (513) 459 - 9660
Guardian Finance Co 1017 N Bechtle Ave, Springfield, OH 45504 +1 (937) 323 - 1011
Hopewell Federal Credit Union HEATH 501 Hopewell Dr, Heath, OH 43056 +1 (740) 522 - 8311
National Cash Advance 147 Wooster Road North #125, Barberton, OH 44203 +1 (330) 753 - 3310
AAMCO Transmissions & Total Car Care 6450 E Main St, Reynoldsburg, OH 43068 +1 (614) 845 - 2587
Northwest Bank 546 N Center St, Lagrange, OH 44050 +1 (440) 355 - 6734
Check `n Go 9178 Winton Rd, Cincinnati, OH 45231 +1 (513) 931 - 8500
Huntington Bank 657 Lincoln Ave, Cadiz, OH 43907 +1 (740) 942 - 4664

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradner, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Springfield, OH, Payday Loans in Stow, OH, Quick Loan in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH, Payday Loans in West Chester, OH, Payday Loans in Westerville, OH and Payday Loans in Westlake, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradner, OH.

Payday Loans Available in Bradner, OH By The Following ZIP Codes:

43406

Are Payday Loans Legal In Bradner, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Bradner, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Bradner, Ohio. There's a default limit of $1,000 in Bradner, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Bradner, OH payday loan calculator

Payday Loans in Bradner, Ohio: A Comprehensive Guide

If you’re in need of quick cash to cover unexpected expenses, a payday loan in Bradner, Ohio, might be a viable solution. Under Ohio law, payday loans are legal, and TheGuaranteedLoans can help connect you with potential lenders.

What are Payday Loans?

Payday loans are short-term loans typically used to cover unexpected expenses, such as car repairs or medical bills, which cannot wait until your next paycheck. Bradner, Ohio, residents who meet the eligibility criteria can apply and receive payday loans for up to $1,000. The loan must be repaid within a specific timeframe that generally coincides with your next payday.

Understanding the Pros and Cons of Payday Loans in Bradner, Ohio

Like any form of credit, payday loans come with both advantages and disadvantages.

  • Easy Access: Payday loans are relatively easy to get; you just have to meet the eligibility criteria, which usually require proof of income and an active checking account.
  • Quick Cash: Payday loans get you the cash you need quickly, often within a day or two of your application.
  • No Credit Check: Unlike other forms of credit, payday lenders typically don’t perform a credit check, making it easier for people with poor credit or no credit history to access loans.
  • High-Interest Rates: Payday loans have high-interest rates and fees, meaning you will pay more over the life of the loan than you borrowed. In Ohio, interest rates are capped at 28% with an additional monthly fee of 1.08%.
  • Debt Trap: Since you have to repay the loan with your next paycheck, many people find themselves taking out another loan to cover living expenses, thus creating a cycle of debt.
  • Loan Fees: Understand the fees that come with the payday loan. There are interest fees but also fees for bounced checks or rollover charges if the loan cannot be repaid in full. These added on fees and charges can also vary by state.
  • Data Security: Be sure to check the lender’s reputation for data security, encryption, or any other form of data protection procedure used during the application process and data storage later on.

Interesting Facts About Payday Loans in Bradner, Ohio

According to a study by Pew Charitable Trusts, Ohio has some of the most robust payday lending regulations in the country, keeping the APR at 60% and capping the loan at $1,000, which is the lowest cap placed on payday loans among any state that offers payday loans.

Apply Now for a Payday Loan in Bradner, Ohio

If you are an Ohio resident looking for quick cash through payday loans, TheGuaranteedLoans can help you connect with potential lenders.

As a connector service, TheGuaranteedLoans is not a direct lender; rather, our role is to match you with suitable lenders who match your eligibility criteria. We do not charge any fees to apply for a loan through our website and work only with lenders that operate within the confines of state and federal law.

So, don’t hesitate. Apply now with TheGuaranteedLoans and get the quick cash you need today.

F.A.Q.

What can I do if a payday lender is harassing me in Bradner, Ohio?

If a payday lender is harassing you in Bradner, Ohio, you can contact the Ohio Attorney General's Consumer Protection Section to report the harassment and request assistance. The Attorney General's office will investigate your complaint and, if necessary, take action to stop the harassment and protect your rights as a consumer.

Can a payday lender charge me a higher interest rate or fees than the legal limits in Bradner, Ohio?

No, a payday lender cannot charge you a higher interest rate or fees than the legal limits in Bradner, Ohio. If a lender is charging you more than the maximum allowed by law, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.