| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Eagle Loan | 500 W National Rd | 45315 | +1 (937) 836 - 1400 |
| Woodforest National Bank | 7725 Hoke Rd | 45315 | +1 (937) 836 - 4789 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Clayton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, OH, Payday Loans in Mason, OH, Payday Loans in Massillon, OH, Guaranteed Loans in Mentor, OH, Payday Loans in Middletown, OH, Payday Loans in Newark, OH, Guaranteed Loans in North Olmsted, OH and Same Day Loans in North Ridgeville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clayton, OH.
Advise to read before applying
Beautiful sights of Clayton, OH
Payday Loans Available in Clayton, OH By The Following ZIP Codes:
45315
Are Payday Loans Legal In Clayton, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Clayton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Clayton, Ohio. There's a default limit of $1,000 in Clayton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Clayton, OH payday loan calculator
F.A.Q.
Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Clayton, Ohio?
No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Clayton, Ohio. The maximum interest rate and fee that can be charged on payday loans in Clayton, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.
Are there any alternatives to payday loans in Clayton, Ohio?
Yes, there are alternatives to payday loans in Clayton, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.
How Many Cash Advance Companies are in Clayton, OH?
With the help of our service, you will be able to find 2 cash advance companies in Clayton, OH
What Cash Advance Companies in Clayton, OH are the most popular?
You should check Eagle Loan and Woodforest National Bank. Also, you can start your application online on our website.