| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Citizens Bank | 780 W State St, Alliance, OH | 44601 | +1 (330) 823 - 7470 |
| New American Funding - Westlake, OH | 159 Crocker Park Blvd 4th Floor, Westlake, OH | 44145 | +1 (800) 450 - 2010 |
| One Stop Auto Sales | 8750 N Co Rd 25A 9512, Piqua, OH | 45356 | +1 (937) 606 - 2400 |
| Andover Bank | 339 State St, Conneaut, OH | 44030 | +1 (440) 593 - 6595 |
| Old Fort Banking Company | 88 Progress Dr, Xenia, OH | 45385 | +1 (937) 372 - 5792 |
| Principal Financial Group | 82 High St, Glouster, OH | 45732 | +1 (740) 739 - 9388 |
| Jankowski Financial Services | 145 Park Ave, Amherst, OH | 44001 | +1 (440) 988 - 7557 |
| Park National Bank: Caledonia Office | 140 E Marion St, Caledonia, OH | 43314 | +1 (419) 845 - 2721 |
| Third Federal Savings & Loan | 18380 Royalton Rd, Strongsville, OH | 44136 | +1 (440) 238 - 4333 |
| Generations Investments | 301 River Rd 3, Maumee, OH | 43537 | +1 (419) 887 - 5747 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Clifton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Westerville, OH, Payday Loans in Westlake, OH, Same Day Loans in Youngstown, OH, Online Loans in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, 24-Hour Loan in Canton, OH and Emergency Loan in Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clifton, OH.
Advise to read before applying
Beautiful sights of Clifton, OH
Payday Loans Available in Clifton, OH By The Following ZIP Codes:
45316
Are Payday Loans Legal In Clifton, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Clifton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Clifton, Ohio. There's a default limit of $1,000 in Clifton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Clifton, OH payday loan calculator
F.A.Q.
Can a payday lender garnish my wages if I default on a payday loan in Clifton, Ohio?
Yes, a payday lender can garnish your wages if you default on a payday loan in Clifton, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.
What is a payday loan in Clifton, Ohio?
A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.