| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Cashland | 144 N Main St | 44408 | +1 (330) 482 - 3011 |
| Chase Bank | 35 N Main St | 44408 | +1 (330) 482 - 3391 |
| Farmers National Bank | 340 OH-14 | 44408 | +1 (330) 482 - 1974 |
| Huntington Bank | 235 N Main St | 44408 | +1 (330) 482 - 2300 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Columbiana, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, Guaranteed Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, 24-Hour Loan in Canton, OH, Guaranteed Loans in Cincinnati, OH, Short-term Loans in Cleveland, OH and Guaranteed Loans in Columbus, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbiana, OH.
Advise to read before applying
Useful Articles
- Online Loans Based on Income
- Where is Nearest Online Cash Advance?
- Mobile Loans Online: A Complete Guide
- Personal Loans for Veterans
- 10 Years Personal Loans
- Unsecured Personal Loans Bad Credit
- Emergency Loans for Single Mothers: A Comprehensive Guide
- Personal Loans for People on Disability: The Complete Guide
- Personal Loans with No Credit Check
- Hard Money Personal Loans
Beautiful sights of Columbiana, OH
Payday Loans Available in Columbiana, OH By The Following ZIP Codes:
44408
Are Payday Loans Legal In Columbiana, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Columbiana, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Columbiana, Ohio. There's a default limit of $1,000 in Columbiana, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Columbiana, OH payday loan calculator
F.A.Q.
What should I do if I cannot repay my payday loan in Columbiana, Ohio?
If you are unable to repay your payday loan in Columbiana, Ohio, it is important to contact the lender immediately. They may be able to offer assistance with a repayment plan or refer you to an organization that can help. It is important to avoid defaulting on the loan, as this can result in additional fees and damage to your credit score.
What are the consequences of defaulting on a payday loan in Columbiana, Ohio?
If you default on a payday loan in Columbiana, Ohio, the lender may pursue legal action to recover the outstanding balance. This can result in additional fees, damage to your credit score, and potentially even wage garnishment. It is important to make every effort to repay the loan in a timely manner to avoid these consequences.
How Many Cash Advance Companies are in Columbiana, OH?
With the help of our service, you will be able to find 4 cash advance companies in Columbiana, OH
What Cash Advance Companies in Columbiana, OH are the most popular?
You should check Cashland, Chase Bank, and Farmers National Bank. Also, you can start your application online on our website.