Payday Loans in East Claridon, Ohio

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No payday loan companies in East Claridon, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Lucas 8 E Main St, Lucas, OH 44843 +1 (800) 872 - 2657
KeyBank 402 S Burnett Rd, Springfield, OH 45505 +1 (937) 328 - 3105
Chase Bank 13955 State Rd, North Royalton, OH 44133 +1 (440) 457 - 1250
Loanmax Title Loans 460 Cleveland St, Elyria, OH 44035 +1 (440) 822 - 3901
Atomic Employees Credit Union 190 Waverly Plaza, Waverly, OH 45690 +1 (740) 947 - 4419
First American Loans 544 S Burnett Rd, Springfield, OH 45505 +1 (937) 322 - 9395
First Financial Bank 1101 Columbus Ave, Lebanon, OH 45036 +1 (513) 934 - 9901
State Bank 218 N 1st St, Oakwood, OH 45873 +1 (419) 594 - 3333
WesBanco Bank 410 N Front St, Oak Hill, OH 45656 +1 (740) 682 - 7733
Buckeye Auto Finance 8044 Montgomery Rd 700, Cincinnati, OH 45236 +1 (513) 214 - 0373

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in East Claridon, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Delaware, OH, Payday Loans in Dublin, OH, Guaranteed Loans in Elyria, OH, Payday Loans in Euclid, OH, Payday Loan for Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loans in Findlay, OH and Payday Loan Companies in Grove City, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in East Claridon, OH.

Useful Articles

Are Payday Loans Legal In East Claridon, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in East Claridon, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in East Claridon, Ohio. There's a default limit of $1,000 in East Claridon, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

East Claridon, OH payday loan calculator

Advise to read before applying

Payday Loans in East Claridon, Ohio: Quick Cash When You Need It Most

Life can be unpredictable, and unexpected expenses can arise at any time. Whether you need to cover an emergency medical bill, car repair or simply need to pay rent, payday loans could be a solution for you. Ohio law permits payday loans as a way to borrow money quickly and easily without depending on banks or credit unions. In this article, we will explore the payday loan regulations in Ohio and focus on East Claridon, where these loans are completely legal and offer a viable option for those in need.

What are Payday Loans?

Payday loans are short-term loans specifically designed to cover an individual’s urgent expenses. The funds borrowed are usually repaid on the borrower’s next payday or in instalments. These loans typically have a high interest rate since they are unsecured, meaning you are not required to provide collateral, have no credit check, and rely on the borrower’s income and ability to repay the loan. Depending on the individual’s employment status and pay frequency, they can borrow anything from $100 to $1,000.

The Regulations on Payday Loans in Ohio

In Ohio, payday loans are legal and regulated by the Ohio Revised Code Ann. 1321.35 et seq. The law requires lenders to operate with strict regulations in place to protect borrowers’ interests. One of the primary regulations is that the annual percentage rate cannot exceed 28%, and fees cannot exceed $20. Additionally, the total loan amount cannot exceed $1,000, and the repayment period cannot be less than 91 days nor exceed 1 year.

Payday Loans in East Claridon, Ohio

East Claridon is a small village in Ohio, where payday loans are completely legal. The Ohio payday loan law applies to all lenders within the state, including companies within East Claridon. People residing in East Claridon can apply for payday loans at a brick-and-mortar store or through online lenders who are licensed by Ohio’s Division of Financial Institutions.

The Benefits of Payday Loans in East Claridon, Ohio

  • Quick and Easy Process: Payday loans in East Claridon are easy to apply for and can be approved within minutes.
  • No Credit Checks: Payday loan applications do not require a credit check, making them an excellent option for those with a bad credit history.
  • Multipurpose use: Payday loans are flexible loans that can be used for anything that requires immediate cash, giving required relief for emergency expenses.
  • Regulated Interest Rates and Fees: Ohio regulates the interest rate and fees associated with payday loans, making them much more affordable compared to other states which do not regulate the interest rates on payday loans.

Interesting facts about Payday loans in East Claridon, Ohio

  • East Claridon is one of the small cities in Ohio with a population of 259 according to the most recent US Census.
  • The average payday loan amount in Ohio is $318, with a maximum loan amount of $1,000.
  • The average annual percentage rate (APR) on payday loans in Ohio is 607%, which is much lower than other states in the country.
  • In 2019, Ohioans took out 1.7 million payday loans amounting to $1.1 billion.

Apply Now Section

If you need quick cash in East Claridon, Ohio, TheGuaranteedLoans can help connect you with a lender that suits your needs. Our service helps customers access a vast network of reputable lenders who can provide you with the cash you need, fast. We are not a direct lender, but we work with many reputable lenders in Ohio who are licensed and who follow the state’s strict regulations. To get started, simply fill in our online application form today.

Disclaimer: Payday loans should only be considered as a short-term financial solution, and they must not be used to address long-term financial problems. It is important to ensure that you can afford to repay the loan amount prior to applying for a payday loan. TheGuaranteedLoans.com is a connector service and is not a direct lender or lending partner. We do not make any credit decisions, offer any loans directly, nor charge fees. We are merely a platform that can connect you with multiple lenders based on your loan requirements.

F.A.Q.

Can a payday lender garnish my wages if I default on a payday loan in East Claridon, Ohio?

Yes, a payday lender can garnish your wages if you default on a payday loan in East Claridon, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.

What is a payday loan in East Claridon, Ohio?

A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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