| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Raymond James Financial Services | 415 Main St, Caldwell, OH | 43724 | +1 (740) 732 - 5654 |
| Advance America | 705 N Main St, Celina, OH | 45822 | +1 (419) 586 - 1014 |
| Eagle Loan | Chesapeake Plaza #3, 3rd Ave US Rt 52, Chesapeake, OH | 45619 | +1 (740) 867 - 0136 |
| Advance America | 2130 Columbus Rd NE, Canton, OH | 44705 | +1 (330) 452 - 8820 |
| NCP Finance | 205 Sugar Camp Cir, Dayton, OH | 45409 | +1 (937) 228 - 5600 |
| Huntington Bank | 6254 S Main St, North Kingsville, OH | 44068 | +1 (440) 224 - 2194 |
| Home Savings Bank | 301 S Myrtle Ave, Willard, OH | 44890 | +1 (419) 935 - 1005 |
| Huntington Bank | 220 W 5th St, Marysville, OH | 43040 | +1 (937) 644 - 8125 |
| Always Payday | 3407 Mcdowell Rd, Groveport, OH | 43125 | +1 (614) 835 - 6912 |
| First Federal Community Bank | 321 N Wooster Ave, Dover, OH | 44622 | +1 (330) 364 - 7777 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Eldorado, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lakewood, OH, Same Day Loans in Lancaster, OH, Emergency Loan in Lima, OH, Payday Loans in Lorain, OH, Emergency Loan in Mansfield, OH, Payday Loans in Marion, OH, Payday Loans in Mason, OH and Guaranteed Loans in Massillon, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eldorado, OH.
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Payday Loans Available in Eldorado, OH By The Following ZIP Codes:
45321
Are Payday Loans Legal In Eldorado, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Eldorado, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Eldorado, Ohio. There's a default limit of $1,000 in Eldorado, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Eldorado, OH payday loan calculator
F.A.Q.
Are there any protections for borrowers in Eldorado, Ohio when it comes to payday loans?
Yes, there are protections for borrowers in Eldorado, Ohio when it comes to payday loans. For example, lenders must provide borrowers with a written disclosure statement outlining the terms of the loan, including the interest rate and fees. Additionally, lenders are prohibited from engaging in abusive or unfair lending practices.
What should I consider before taking out a payday loan in Eldorado, Ohio?
Before taking out a payday loan in Eldorado, Ohio, it is important to carefully consider your financial situation and whether a payday loan is the best option. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal possible. Additionally, it is important to have a plan in place to repay the loan on time to avoid any negative consequences.